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Kara Kelley - Loan Officer | NMLS # 2332107 in Silverdale, WA

Kara Kelley

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Loan Officer | NMLS # 2332107

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Kara is proud to be a part of the team at Evergreen Home Loans™, your neighborhood lender for 35 years. Whether you’re looking to purchase or refinance a home, she’s committed to helping you reach your goals. Kara’s desire to build relatio...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.99
(47)
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Reviews from Web
  • 5.0
    Encompass
    I
    Ilona G
    Black Diamond, WA
    Posted on June 10th, 2026 05:45 PM
    We are incredibly grateful for everything Kara did to help us become homeowners. From our first conversation to closing day, she was professional, knowledgeable, and always willing to take the time to explain every step of the loan process....
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    Reply from Kara Kelley
    June 11th, 2026 07:23 PM
    Ilona, thank you so much for your kind words. I'm so so happy to know that my dedication and communication made a difference in your home-buying journey. It was an honor to help you achieve your dream of homeownership, and I'm grateful for...
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  • 5.0
    Encompass
    S
    Sierra S
    Kingston, WA
    Posted on June 9th, 2026 05:08 PM
    Kara was great at keeping my buyers and myself in the loop on how the loan process was going and was on top of everything!
    Reply from Kara Kelley
    June 9th, 2026 07:04 PM
    I'm glad to know that I could keep you and your buyers informed throughout the loan process. Your feedback means a lot to me, and it was wonderful working with you!
  • 5.0
    Encompass
    D
    Dana D
    Kingston, WA
    Posted on June 9th, 2026 03:04 PM
    Kara is knowledgeable, professional and kind. Kara explained everything very clearly. I would definitely recommend Kara to anyone in needs of the service.
    Reply from Kara Kelley
    June 9th, 2026 07:05 PM
    I'm grateful for your kind words, Dana. It's wonderful to know that you found my explanations clear and the service professional. Thank you for recommending me to others in need.
  • 5.0
    Encompass
    B
    Benjamin G
    Bremerton, WA
    Posted on May 25th, 2026 04:12 AM
    Kara worked closely with my real estate agent to make things happen as fast as possible. Kara was also good about staying on top of me making sure I signed everything I needed to, she didn't let me forget to do things.
    Reply from Kara Kelley
    May 26th, 2026 04:49 PM
    I'm pleased to hear that my collaboration with your real estate agent helped expedite the process for you, Benjamin. It's important to me to keep everything on track, and I'm glad I could assist you effectively. Wishing you and your family...
    read more
  • 5.0
    Encompass
    J
    Julie H
    Bremerton, WA
    Posted on May 21st, 2026 03:32 PM
    Working with Kara Kelley on my buyers’ recent transaction was an outstanding experience. Her communication was excellent from start to finish, and her knowledge of the lending process helped everything move smoothly and on time. Kara was professional,...
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    Reply from Kara Kelley
    May 21st, 2026 05:40 PM
    Julie, I'm glad to hear that you had a great experience working with me on your buyers' transaction. I appreciate your kind words about my communication and dedication. I'm grateful for the opportunity to support your clients and your team,...
    read more
  • 5.0
    Encompass
    M
    Mary P I
    Oak Harbor, WA
    Posted on May 17th, 2026 03:20 PM
    The process ran smooth from start to finish and Kara Kelley was a big part of that. She was very responsive to any questions I had and willing to run different scenarios at my request. She was patient and thorough in explaining things to me....
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    Reply from Kara Kelley
    May 21st, 2026 05:41 PM
    I'm glad to hear that the process went smoothly for you, Mary. It was a pleasure to assist with your questions and explore different scenarios together. Your kind words about my dedication mean a lot, and I'm thankful for the opportunity to...
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  • 5.0
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    J
    Jermaine P
    Posted on January 17th, 2026 03:57 PM
    Kara is always the first person I think of when recommending a home loan professional to my coworkers. She’s incredibly easy to work with and takes the time to walk you through every step of the process, clearly explaining all the details along...
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    Reply from Kara Kelley
    February 2nd, 2026 06:25 PM
    Jermaine, it's an HONOR that you think of me when recommending a home loan professional. I strive to make the process as smooth and understandable as possible, and I'm glad that my efforts to follow up afterward have been appreciated. It means...
    read more
  • 5.0
    Encompass
    T
    Timothy S
    Allyn, WA
    Posted on January 5th, 2026 11:50 PM
    Kara was amazing at communicating with us throughout the loan process. She advocated for us when needed. Excellent service.
    Reply from Kara Kelley
    January 6th, 2026 05:00 PM
    Thank you very much for your generous review. It is an honor to serve you and your family with your mortgage needs.
  • 5.0
    Encompass
    A
    Abbey C
    Bremerton, WA
    Posted on October 25th, 2025 04:58 PM
    Kara is professional, kind, and always takes the time to explain everything in detail to our clients. She communicates with me throughout the transaction ensuring we can both serve the clients needs appropriately. I always appreciate working...
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    Reply from Kara Kelley
    October 25th, 2025 08:03 PM
    It's wonderful to know that you value the detailed communication and collaboration we maintain during each transaction. I truly enjoy working alongside you to ensure our clients' needs are met effectively. Your regard for my contribution means...
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  • 5.0
    Encompass
    D
    Daniel N K
    Poulsbo, WA
    Posted on August 28th, 2025 12:14 PM
    Kara was great to work with! She made the whole lending process painless and simple. I recommend her to anyone needing mortgage help!
    Reply from Kara Kelley
    September 3rd, 2025 05:57 PM
    It's wonderful to know that you found the lending process painless and simple. Helping you with your mortgage needs was my pleasure, and your recommendation means a lot to me. Thank you!
  • 10 of 47
    About
    Kara is proud to be a part of the team at Evergreen Home Loans™, your neighborhood lender for 35 years. Whether you’re looking to purchase or refinance a home, she’s committed to helping you reach your goals. Kara’s desire to build relationships with families and to serve those around her brings her great joy as a loan officer. And as a dedicated foster-adoptive parent in the community, Kara brings her values of integrity and communication to each family and individual she serves. When Kara isn’t working, she loves a peaceful run on the trails with her two golden retrievers and playing at the lake with her husband and their noisy six children.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    197
    /850
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2332107
    Disclaimer
    ©2026 Evergreen Moneysource Mortgage Company® dba Evergreen Home Loans NMLS ID 3182. 15405 SE 37th Street, Suite 200 Bellevue, WA 98006 Equal Housing Lender. Trade/service marks are the property of Evergreen Home Loans. All rights reserved. AZ Mortgage Banker License #0910074; CA Licensed by the DFPI under the CRMLA #4130291; NV Mortgage Company License 4837; NJ Licensed by the N.J. Department of Banking and Insurance. Evergreen Home Loans does not represent HUD or FHA and the information provided here was not authored, approved, or endorsed by HUD or FHA. For individual and company license information visit www.nmlsconsumeraccess.org.