

Kaila Elam
Mortgage Banker


Radford University
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Kaila was absolutely AMAZING. If there was a better word for her, I would definitely use it. She is so kind and patient. She answered all of my questions and concerns without judgements or making me feel for asking. She is truly one of the...
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Reply from Kaila Elam
November 7th, 2025 05:29 PM
Kalina, you are too kind! It was a privilege to a small part of your journey. Congratulations!!
Kaila was incredible to work with! She was very responsive and helpful. She was proactive in connecting me with helpful services and making sure everything went smoothly. Simply put, she is the best!!
Reply from Kaila Elam
August 20th, 2025 07:03 PM
Ean, thank you for being great to work with!
Thank you for everything you've done to help my family and I find and buy our dream home! We are so grateful to have had you get us through it all to get us here.
Reply from Kaila Elam
June 1st, 2025 12:22 PM
It was a true pleasure to with with you all, thank you!
My loan officer made the home-buying process easy and stress-free. They were always responsive, answered all of my questions, and kept me informed every step of the way. I truly appreciate their hard work and support and would highly recommend...
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It was a rough sale, but you did make it as smooth as possible
Kaila was super friendly . She kept me updated throughout the process. She also worked with me to make sure that my credit was updated to ensure I was able to get the best rate. I greatly appreciate her responsiveness snd and kindness during...
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Reply from Kaila Elam
July 20th, 2026 03:59 PM
Tasha, thank you for the kind review! It was a joy working with you.
Kaila was phenomenal throughout the entire process. Super knowledgable, very informative and showing care for our best interest. Absolute pleasure to work with
Kaila was phenomenal throughout the entire process. Super knowledgeable, very informitive and showing care for our best interest. Absolute pleasure to work with
Reply from Kaila Elam
July 20th, 2026 04:00 PM
Max, thank you for the kind review! Working with you was such an awesome experience, and I wish you all nothing but happiness in your new home!
Kaila was a great resource and guide throughout the whole process. She was happy to answer any question I threw her way. I genuinely have no idea how I would've gone through this without her.
Reply from Kaila Elam
June 1st, 2026 03:34 PM
Zach, thank you for the kind review! It was a joy working with you.
Everything was smoothly managed. Kaila or a member of her team was always available to answer questions.
Reply from Kaila Elam
June 1st, 2026 03:35 PM
Michael, thank you for being great to work with and keeping me on my toes!
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
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Education
- Radford UniversityCriminal Justice/Law Enforcement AdministrationBachelor of Science (BS)Aug 2004 -Aug 2007

Memberships
- Leadership Roanoke Valley Class 2026
- Rotary of the Blue Ridge
Addresses and Serving Areas
Primary Serving Area
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1230582
- Licensed in NC & VA
Awards
2026 BEST OF ROANO...
Achievements
- Qualified Trainer - Virginia Housing
Hobbies
- Reading
- Traveling
- Running
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Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.