

Justin Spinner
Mortgage advisor | NMLS #2681237


Western Oregon University
Founded in 2003, Nations Lending has a long history of helping families achieve their dream of homeownership. We take great pride in not just closing a loan, but finding a custom tailored financial solution for each client we interact with.... Show More
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Justin is professional, very knowledgeable, responsive, and was incredibly helpful through the entire process. I appreciate how attentive he was and how quickly he communicated whenever something came up. I felt like he genuinely cared about...
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Reply from Justin Spinner
October 2nd, 2026 11:00 PM
Thank you so much for the kind words! It was an absolute pleasure working with you on your first home purchase and am so excited for you two. Enjoy turning your house into a home, and please remember that I am always a phone call away should...
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Everything! Justin and his team are amazing communicators, answering any and all questions to the best of their ability, which is extremely helpful for us first time buyers! He was also very courteous, friendly, and patient during every interaction,...
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Reply from Justin Spinner
September 28th, 2026 10:00 PM
Thank you, Joseph, it was great to work with you for your purchase! I am so excited for you two as you get settled into your new home as first time buyers. Thank you for trusting me with such a momentous event, and please remember that I am...
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Justin was the best loan advisor we could have hoped for. Exceeded our expectations in every way. Would highly recommend Justin to anyone that was looking to buy a house. Thank you!
Reply from Justin Spinner
September 28th, 2026 09:49 PM
Thank you so much for the kind words, Isaac! You two were amazing to work with and I appreciate your trust, transparency, and enthusiasm throughout the purchase. I am wishing you both many years of happiness in your new home. I am always a...
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Justin was the easies, nicest, most helpful and best help we have ever had all the along the way of our recent purchase. We highly recommend him and will work with him should we need to in the future! Thank you Justin!
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Reply from Justin Spinner
September 28th, 2026 09:47 PM
Thank you so much Allyson, it was so great to help you with your transaction; thank you for trusting me with your purchase! You were an amazing client throughout the entire process and helped make my job look easy! Even though there were not...
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Crystal clear communication and top notch follow up!
Justin is the best loan officer I've closed adeal with and is highly recommended!
Reply from Justin Spinner
October 2nd, 2026 10:58 PM
It was so great working with you on this transaction David! Thank you for your effective and clear communication, and your attention to detail. It was great to see these first-time homebuyers so excited for their purchase. That's what it's...
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Justin provided great customer service. He's friendly and provided a clear understanding of the process and next steps.
Reply from Justin Spinner
September 28th, 2026 10:06 PM
Thank you so much for trusting me with your purchase! You and Carrie were so wonderful to work with - you made my job easy! Wishing you both many years of happiness and joy in your new home, and please remember, I am always a phone call away...
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Justin explained everything needed for getting a home loan with excellence, communication, and understanding personal needs
Reply from Justin Spinner
September 28th, 2026 10:03 PM
Thank you for trusting me with your purchase! I appreciate your transparency and enthusiasm throughout the purchase process. We did not have significant hurdles, but I appreciate your trust and hard work through the smaller one or two that...
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Justin was right on top of things. His communication was perfect. He was always available for any questions. I can always depend on Justin to get the job done quickly, honestly and efficiently.
Reply from Justin Spinner
September 28th, 2026 09:43 PM
It was so great to work with you on this one Gina! Your communication and hard work made my side of things run so smoothly, I appreciate your attention to detail and your effort throughout the entire transaction. I look forward to working with...
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Justin's communication was clear, consistent, and always timely, which made the entire process feel smooth and stress free. They took the time to explain every step, answered all of our questions, and made sure we felt confident in our decisions...
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Reply from Justin Spinner
September 28th, 2026 09:39 PM
Thank you so much for trusting me with your transaction Matt! You were so great to work with, and I'm so excited to work with you on future endeavors! I am always a phone call away should you need anything at all.
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About
Founded in 2003, Nations Lending has a long history of helping families achieve their dream of homeownership. We take great pride in not just closing a loan, but finding a custom tailored financial solution for each client we interact with. We look at each customers needs objectively, and we recognize that the needs of each client may be different. We believe that the relationship, and the trust we build with our clients sets us apart from the typical “one size fits all loan factory”.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyer
Renovation Loans
Credit Repair
DSCR Loans
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Education
- Western Oregon UniversitySecondary Education and TeachingMA in Teaching and Learning (M.A.T.L.)Jun 2018 -Jun 2019

- Western Oregon UniversityApplied MathematicsBachelor of Science (BS)Aug 2013 -Jun 2018

Positions
- Nations Lending - Loan OfficerJun 23rd, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2025
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #2681237
Disclaimer
Nations Lending Corporation NMLS #32416