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An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.
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5.0
Encompass
A
Alexander J
Seattle, WA
Posted on February 19th, 2024 06:26 PM
Justin is knowledgeable, friendly, and always available to answer questions! He's everything you could want as a partner in navigating a new home purchase.
4.83
Encompass
M
Michael J
Kingston, WA
Posted on January 30th, 2024 02:24 PM
Justin remained by our side through the market ups and downs for four months, at one point recommending we go with a different lender, which we did. Justin stayed in touch throughout and In the end, after our California listing remained unsold,...
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5.0
Encompass
K
Keith W G
Burien, WA
Posted on November 17th, 2023 11:09 PM
Justin was great all around
5.0
Encompass
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Allen C T
Burien, WA
Posted on November 17th, 2023 08:49 PM
Great. Had always booked with Bank of America in the past so I was hesitant to go with a bank I had never heard of. But it was a relatively smooth process.
5.0
Encompass
M
Miles E
Burien, WA
Posted on November 15th, 2023 04:27 PM
Great communication and very responsive!
5.0
Encompass
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Cody A B
Port Angeles, WA
Posted on August 29th, 2023 11:08 PM
Justin was receptive and easy to reach with questions. he has been a huge help in buying my first home. he was recommended to me by family and I will recommend him to anybody in the market in the future!
5.0
Encompass
K
Kelsey L
Poulsbo, WA
Posted on June 4th, 2023 01:51 PM
Justin is my favorite lender to work with and I continually recommend him to all of my clients. He is knowledgeable, responsive and very easy to work with! All of my clients love him and continue to work with him even years later.
5.0
Encompass
R
Renee I K
Coupeville, WA
Posted on April 3rd, 2023 03:23 PM
Justin made our refinance experience seem very smooth on our end. I attribute this to his over all exceptional knowledge and guidance. He is professional yet friendly and goes out of his way to to help the customer. He kept us on track and...
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5.0
Encompass
A
Alex B
Enumclaw, WA
Posted on February 20th, 2023 08:00 PM
Justin excelled in every area. His communication and experience in guiding the buyers toward the best financing options was perfect. This is the fastest I’ve seen a closing in longer than I can remember. That speed with which he was able to...
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5.0
Encompass
J
Jessica A L
Enumclaw, WA
Posted on February 20th, 2023 01:53 PM
Very responsive to any questions we had and had all the documents when he said he would. He made the process very easy for us

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