

Justin Berteaux
Loan Officer
Ratedna - Cupertino, CA

Santa Clara University
Justin Berteaux (NMLS #250347) is Managing Director and Mortgage Loan Officer at RateDNA (NMLS #2358123), serving Morgan Hill, Gilroy, San Jose, Silicon Valley and all of California. A San Jose native and Santa Clara University graduate wit... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Justin is very knowledgable and ensured the loan transaction went smoothly. We are first-time home buyers and Justin made sure to clearly explain the process. I would definitely recommend Justin and his team.
Definitely worth it. Made buying a house less stressful thanks to his help and knowledge of process. Any obstacle that arise was solved and he fought for us when the seller wanted to take advantage of us.
Reply from Owner
August 6th, 2020 12:00 AM
Appreciate it.
Justin is honest and always ready to answer questions and explain things in detail. Very much there to help you. The loan took longer to close but it was due to the under writer looking into repair on the house to insure they were done.
Reply from Owner
August 6th, 2020 12:00 AM
Thank you.
Justin Berteaux was very helpful, and wanted to be sure that the loan would make sense for our particular financial situation before trying to get us into a new loan. I have been very impressed with his whole team throughout this process.
Reply from Owner
February 23rd, 2017 12:00 AM
Thanks Kirt it was a pleasure working with you.
I've used Mr. Berteaux on multiple occasions, for the FHA Re-Fi on my 1st house and on the VA Loan for my second. He has an amazingly knowledgeable and responsive team, I have greatly appreciated his honesty and candor in guiding me and my...
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Reply from Owner
February 23rd, 2017 12:00 AM
Thanks Steve.
Mr. Berteaux has helped us twice over the past couple years, with a re-fi and with a new home loan. He was responsive to all our calls, emails and texts. His assistant worked closely with us when he was unavailable. He dropped off documents...
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Reply from Owner
February 23rd, 2017 12:00 AM
Thanks
I have been using Justin for years. He seems to be the only person that can do a loan when others say it is not possible. He is very knowledgable and this is what gets a loan from not being approved to APPROVED! I always say that if he can't...
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Reply from Owner
February 23rd, 2017 12:00 AM
Thanks Nancy!!!
Justin was a former Sales Manager for me when I was a Branch Manager in the mortgage industry. When it came time to purchase my first home with my wife there was no one else I trusted more to get the loan closed on time and with my families...
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Reply from Owner
February 23rd, 2017 12:00 AM
Nate, I appreciate your support.
If you ever need a home loan or a refinance, I highly recommend Justin Berteaux. He made the process completely worry free. On several occasions, he hand delivered documents to our home. He answers emails and phone calls with lightening speed,...
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Reply from Owner
February 23rd, 2017 12:00 AM
Thanks Haley
I have worked with Justin several times over the past 14 years doing both purchases and refinancing. He has been very knowledgeable and helpful in assisting me to make the right choices about the type of loan that would be best depending on...
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Reply from Owner
August 6th, 2020 12:00 AM
Rowan, thanks for the review
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About
Justin Berteaux (NMLS #250347) is Managing Director and Mortgage Loan Officer at RateDNA (NMLS #2358123), serving Morgan Hill, Gilroy, San Jose, Silicon Valley and all of California. A San Jose native and Santa Clara University graduate with 24+ years in real estate finance, he was named "Best in Silicon Valley" by the San Jose Mercury News six years in a row (2020-2025). Justin has closed thousands of loans, specializing in first-time buyer, jumbo, investment property, DSCR, asset depletion, refinance and self-employed loans. He offers competitive rates, clear communication and on-time closings. Call (408) 710-5252. M-F 9-5, evenings and weekends by appointment.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Education
- Santa Clara UniversityBusiness/Corporate CommunicationsB.A.Aug 2000 -Jun 2002

Memberships
- SCRA
- SCCAOR
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Videos


Disclaimer
Neekee, Inc. dba RateDNA NMLS #2358123 (www.nmlsconsumeraccess.org). 10275 N De Anza Blvd, Cupertino, Ca 95014. 408-372-8445 Equal Housing Lender. https://www.ratedna-us.com/privacy-policy. For licensing information go to: www.nmlsconsumeraccess.org. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS# 250347.