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Justin Berteaux - Branch Manager - NMLS ID: 250347 in Morgan Hill, CA

Justin Berteaux

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Branch Manager - NMLS ID: 250347

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Santa Clara University
Santa Clara University
With over 23 years of experience in real estate finance, Justin has dedicated his career to helping clients successfully purchase and refinance homes throughout the Bay Area and beyond. After graduating from Santa Clara University, he began... Show More
Company Logo
Santa Clara University
Santa Clara University
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Reviews from Web
  • Zillow
    K
    Kirt F
    Arcata, CA
    Posted on January 20th, 2017 12:00 AM
    Justin Berteaux was very helpful, and wanted to be sure that the loan would make sense for our particular financial situation before trying to get us into a new loan. I have been very impressed with his whole team throughout this process.
    Reply from Owner
    February 23rd, 2017 12:00 AM
    Thanks Kirt it was a pleasure working with you.
  • Zillow
    S
    Steven G
    Gilroy, CA
    Posted on August 30th, 2016 12:00 AM
    I've used Mr. Berteaux on multiple occasions, for the FHA Re-Fi on my 1st house and on the VA Loan for my second. He has an amazingly knowledgeable and responsive team, I have greatly appreciated his honesty and candor in guiding me and my...
    read more
    Reply from Owner
    February 23rd, 2017 12:00 AM
    Thanks Steve.
  • Zillow
    R
    Rachelle C
    Gilroy, CA
    Posted on January 29th, 2016 12:00 AM
    Mr. Berteaux has helped us twice over the past couple years, with a re-fi and with a new home loan. He was responsive to all our calls, emails and texts. His assistant worked closely with us when he was unavailable. He dropped off documents...
    read more
    Reply from Owner
    February 23rd, 2017 12:00 AM
    Thanks
  • Zillow
    N
    Nvanegas43
    San Jose, CA
    Posted on January 27th, 2016 12:00 AM
    I have been using Justin for years. He seems to be the only person that can do a loan when others say it is not possible. He is very knowledgable and this is what gets a loan from not being approved to APPROVED! I always say that if he can't...
    read more
    Reply from Owner
    February 23rd, 2017 12:00 AM
    Thanks Nancy!!!
  • Zillow
    N
    Nathan G
    Yorba Linda, CA
    Posted on January 27th, 2016 12:00 AM
    Justin was a former Sales Manager for me when I was a Branch Manager in the mortgage industry. When it came time to purchase my first home with my wife there was no one else I trusted more to get the loan closed on time and with my families...
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    Reply from Owner
    February 23rd, 2017 12:00 AM
    Nate, I appreciate your support.
  • Zillow
    H
    Hsaldana
    Gilroy, CA
    Posted on January 26th, 2016 12:00 AM
    If you ever need a home loan or a refinance, I highly recommend Justin Berteaux. He made the process completely worry free. On several occasions, he hand delivered documents to our home. He answers emails and phone calls with lightening speed,...
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    Reply from Owner
    February 23rd, 2017 12:00 AM
    Thanks Haley
  • Zillow
    R
    Rpro04
    Gilroy, CA
    Posted on January 25th, 2016 12:00 AM
    I have worked with Justin several times over the past 14 years doing both purchases and refinancing. He has been very knowledgeable and helpful in assisting me to make the right choices about the type of loan that would be best depending on...
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    Reply from Owner
    August 6th, 2020 12:00 AM
    Rowan, thanks for the review
  • Zillow
    5
    55 R M
    Gilroy, CA
    Posted on January 23rd, 2016 12:00 AM
    I had a half completed room addition and I finally had enough equity in my house to get it completed. Justin set me up with a 203K loan which was perfect for someone in my situation. He also put me in touch with a licensed contractor who did...
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    Reply from Owner
    February 23rd, 2017 12:00 AM
    Ruben, thank you sir.
  • Zillow
    D
    Debbie A
    Gilroy, CA
    Posted on January 21st, 2016 12:00 AM
    Justin and his team were amazing to work with on my pre approval for my purchase transaction. I couldn't have asked for better service and attention during this most stressful time. I had some credit issues in the past but Justin immediately...
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    Reply from Owner
    August 6th, 2020 12:00 AM
    Debbie I appreciate it
  • Zillow
    J
    John22583
    Eureka, CA
    Posted on January 20th, 2016 12:00 AM
    I have used Justin Berteaux several times in the past in the purchase of rentals & my new home as well as a refi a couple years ago.Justin always does a great job & is good at keeping me informed during the process !
    Reply from Owner
    February 23rd, 2017 12:00 AM
    Thanks John
  • 81–90 of 103
    About
    With over 23 years of experience in real estate finance, Justin has dedicated his career to helping clients successfully purchase and refinance homes throughout the Bay Area and beyond. After graduating from Santa Clara University, he began his career in mortgage lending and has since built a reputation as one of the most trusted and accomplished mortgage professionals in the region. Born and raised in San Jose and serving Morgan Hill and Gilroy (affectionately known as South County) and beyond, Justin combines deep local market knowledge with high-level industry expertise. If you’re looking for an experienced loan officer in Morgan Hill, Gilroy, San Jose, or anywhere in California, Justin is ready to help you secure the right loan for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Bridge Loans
    Reverse Loans
    DSCR Loans
    Self-Employed Mortgages
    Cash-Out Refinances
    Specialities
    Mortgage
    Mortgage Loans
    Real Estate Refinance
    Real Estate Purchase
    Mortgage Lending
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    Education
    • Santa Clara University
      Bachelor's Degree
      Sep 1999 -Jun 2002
      Santa Clara University logo
    Positions
    • Supreme Lending - Branch Manager Loan Officer
      Jun 1st, 2003 - Current
    Memberships
    • SCRA
    • SCCAOR
    • SCU Alumni
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 250347
    Achievements
    • Winner: San Jose Mercury News' Bestin - Mortgage Lender
    Hobbies
    • Home Improvements
    • Building wealth through Real Estate
    • Cooking
    • View All
    Disclaimer
    Equal Housing Opportunity

    Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.