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Justin Berteaux - Branch Manager - NMLS ID: 250347 in Morgan Hill, CA

Justin Berteaux

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Branch Manager - NMLS ID: 250347

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Santa Clara University
Santa Clara University
With over 23 years of experience in real estate finance, Justin has dedicated his career to helping clients successfully purchase and refinance homes throughout the Bay Area and beyond. After graduating from Santa Clara University, he began... Show More
Company Logo
Santa Clara University
Santa Clara University
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Reviews from Web
  • Encompass
    R
    Ryan R M
    Los Gatos, CA
    Posted on March 20th, 2022 04:52 PM
    Justin locked in our rate at an opportune time and saved us from a rate increase that would have cost us a great deal. He persevered the refinance all the way to the end and never gave up. Thank you Justin
  • Encompass
    L
    Luis V
    Hollister, CA
    Posted on February 1st, 2022 04:12 PM
    Justin is a great communicator. Answered all our questions and concerns.
  • Encompass
    B
    Briana W H
    Clovis, CA
    Posted on November 16th, 2021 07:44 PM
    Responsive and knowledgeable
  • Encompass
    G
    Giovanni V D
    Napa, CA
    Posted on September 27th, 2021 01:05 PM
    Very helpful and explained everything in terms I understood. This was a great experience for a first time home buyer.
  • Encompass
    F
    Francisco J H
    Hollister, CA
    Posted on July 28th, 2021 06:10 PM
    Great service
  • Encompass
    A
    Allen A
    Gilroy, CA
    Posted on June 4th, 2021 01:35 PM
    Easy to work with
  • Encompass
    C
    Christina H
    Palo Alto, CA
    Posted on March 25th, 2021 03:07 PM
    Justin and his team made this process as stress free as possible. Always available and reponsive, i was always made to feel assured. I have already passed on my recommendation to others!
  • Encompass
    D
    Dennis S
    San Jose, CA
    Posted on February 26th, 2021 06:01 PM
    ok
  • Encompass
    L
    Linda G
    Los Altos Hills, CA
    Posted on December 19th, 2020 04:30 AM
    Though my financial situation was unusual, I got my refinance.
  • Encompass
    P
    Preeth C
    San Jose, CA
    Posted on December 14th, 2020 11:50 PM
    Justin's emails kept us informed of the process, which was very useful!
  • 21–30 of 103
    About
    With over 23 years of experience in real estate finance, Justin has dedicated his career to helping clients successfully purchase and refinance homes throughout the Bay Area and beyond. After graduating from Santa Clara University, he began his career in mortgage lending and has since built a reputation as one of the most trusted and accomplished mortgage professionals in the region. Born and raised in San Jose and serving Morgan Hill and Gilroy (affectionately known as South County) and beyond, Justin combines deep local market knowledge with high-level industry expertise. If you’re looking for an experienced loan officer in Morgan Hill, Gilroy, San Jose, or anywhere in California, Justin is ready to help you secure the right loan for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Bridge Loans
    Reverse Loans
    DSCR Loans
    Self-Employed Mortgages
    Cash-Out Refinances
    Specialities
    Mortgage
    Mortgage Loans
    Real Estate Refinance
    Real Estate Purchase
    Mortgage Lending
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    Education
    • Santa Clara University
      Bachelor's Degree
      Sep 1999 -Jun 2002
      Santa Clara University logo
    Positions
    • Supreme Lending - Branch Manager Loan Officer
      Jun 1st, 2003 - Current
    Memberships
    • SCRA
    • SCCAOR
    • SCU Alumni
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 250347
    Achievements
    • Winner: San Jose Mercury News' Bestin - Mortgage Lender
    Hobbies
    • Home Improvements
    • Building wealth through Real Estate
    • Cooking
    • View All
    Disclaimer
    Equal Housing Opportunity

    Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.