Julie Phillips
Mortgage Banker | NMLS # 1301393
Julie Phillips, VP of Mortgage Lending has18+ years in the real estate lending industry! Julie and her team have over 43+ years of knowledge and experience combined, always available and prepared to answer any and every question . Julies ... Show More
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As first time home buyers, we appreciated that Julie was extremely communicative, supportive, and helpful every step of the way.
Reply from Julie Phillips
March 20th, 2026 06:15 PM
Kat, I am so happy to hear that your experience as first-time home buyers was positive. Thank you for highlighting the communication and support you felt throughout the process. It was such a pleasure working with you two!!! Hope you enjoy...
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Julie was fantastic to work with!
Reply from Julie Phillips
March 20th, 2026 06:24 PM
Cody, thank you for the kind words, this means a lot to me! It is always such a pleasure working with you!!! I am always here if you need anything at all!
Clear and consistent communication, as well as consultative guidedance when needed.
Reply from Julie Phillips
March 20th, 2026 06:17 PM
Thank you for your positive feedback, Justin. It is always such a pleasure working with you!!!! I am always here if you need anything at all!
Julie was amazing! As a first-time home buyer I was overwhelmed with all I didnt know and the magnitude of sich such a big financial commitment. Julie was so supportive and patient. She was very responsive and took as much time with me as I...
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Reply from Julie Phillips
March 20th, 2026 06:18 PM
I appreciate your kind words, Amanda! It's wonderful to hear that you felt supported and comfortable throughout the process. Being part of your journey as a first-time homebuyer has been a genuine pleasure. If you have any more questions or...
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Julie is our go-to. We are looking forward to doing more business with you all. Thank you for all you hard work and dedication, it shines thru in each of our communications and in how smooth our closing went. A true professional, Julie has...
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Reply from Julie Phillips
November 14th, 2025 01:59 AM
Thank you, Jonathan, for your heartfelt feedback. It was such a pleasure working with you, so happy you found your dream home!!! Being your go-to means a lot, and I look forward to continuing our work together in the future.
Very personable, answered all of my question, helped when I was confused. Excellent service!!
Reply from Julie Phillips
November 4th, 2025 09:16 PM
I really appreciate your feedback, Molly. Thank you for your kind words about the service you received. It was a pleasure working with you and I am so happy for you!!!
Interaction with underwriting and other staff at UHL was unpleasant and frustrating
Julia helped a lot with documents explaining and making it easier to complete. So happy we were able to bay my first home.
Reply from Julie Phillips
October 21st, 2025 06:01 PM
It's wonderful to hear that I could help make the documentation process smoother for you, Odela. You were wonderful to work with!!! I'm pleased to know that you're happy with your first home purchase. Thank you for sharing your experience,...
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Knowledge and problem-solving
Guidance and clarity
Rate and terms
Speed and availability
Proactiveness
Teamwork
Thank you for everything you done for me and my family !!!!!
Reply from Julie Phillips
September 21st, 2025 05:22 PM
Enis, Thank you so much for the kind words and 5 star rating!!! It was a pleasure working with you throughout the process and I couldn't be happier for you and your family. Wishing you the absolute best in your new home!!!Thank you for taking...
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Good communication. Spent time talking about options and details whenever I needed. Great support staff. Overall very positive experience.
Reply from Julie Phillips
June 2nd, 2025 02:16 PM
Hi Jason! Thank you for the kind words as I am so glad to hear that you had a positive experience with the communication and support you received. It was a pleasure assisting you, and I appreciate your feedback on our team's efforts.
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About
Julie Phillips, VP of Mortgage Lending has18+ years in the real estate lending industry! Julie and her team have over 43+ years of knowledge and experience combined, always available and prepared to answer any and every question . Julies #1 goal is to give buyers all of the knowledge and understanding so that they have a straightforward seamless experience. Being available at all times is huge and Julie makes sure you can always get a hold of her, especially in todays markets where time is of the essence.
Julies favorite saying is "no question is a dumb question in the mortgage world"!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Lending
FHA, VA, Jumbo, Conventional, First Time Home Buyers, Investors
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Licenses
- NMLS # 1301393
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