Julia Lysenko
Mortgage Broker| NMLS # 1518418
Just My Loans is a mortgage brokerage led by Julia Lysenko. We help homebuyers, homeowners, and real estate investors explore mortgage financing options based on their individual needs. Our team assists with conventional, FHA, VA, bank stat... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Getting a mortgage is known to be a very stressful process, but working with Julia and her team made everything easy, clear, and smooth from start to finish. It was a great experience overall. She was patient, supportive, and incredibly professional...
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Reply from Owner
March 6th, 2026 07:02 PM
Ekaterina, Thank you so much for such a thoughtful review. It truly means a lot to me. Buying a home and getting a mortgage can definitely feel overwhelming, so my goal is always to make the process as clear and smooth as possible for my clients....
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Dear Julia and Ekaterina!I wanted to take a moment to sincerely thank you for all your help throughout my mortgage process.Your patience, professionalism and throughness made an experience that could have been overwhelming feel smooth and manageable...
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Reply from Owner
March 6th, 2026 07:05 PM
Dear Vera,Thank you so much for your kind and thoughtful words. It truly means a lot to both Ekaterina and me.Helping you through this important milestone was an absolute pleasure. Buying a home can feel overwhelming, and our goal is always...
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We had an outstanding experience working with our lender, Julia, and her exceptional team throughout our home purchase. Loan officer Ekaterina made the loan process clear and easy, and realtor Natalia was knowledgeable and supportive every...
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Reply from Owner
February 22nd, 2026 12:04 AM
Laura, thank you so much for such a thoughtful and beautiful review ❤️It truly means a lot to me that you felt supported and confident throughout the entire process. Buying a home is a big step, and our goal is always to make it feel clear,...
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Yulia, hello! We want to express our deepest gratitude to you and, of course, to Ekaterina Miller for giving us our own little corner, a wonderful home! You've done the impossible for us! We're so happy and grateful that everything went as...
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Reply from Owner
February 20th, 2026 08:33 PM
Vlada, Thank you so much for these beautiful words ❤️Reading this truly means everything to me. Our goal is never just to get a mortgage approved — it’s to make sure you feel supported, confident, and taken care of every step of the way. Knowing...
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Yuliya is an amazing professional! She helped make our dream come true - buying our own home. Yuliya assessed our chances of getting a mortgage, selected the right program for us, and guided us through the entire purchase process all the way...
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Reply from Owner
February 20th, 2026 08:31 PM
Olga, Thank you so much for these beautiful words ❤️It truly means the world to me that you trusted me with such an important step — buying your home. I know how emotional and sometimes overwhelming this process can be, so making it feel clear,...
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Dear Julia,Our family is beyond grateful for everything you did to help us get our loan. This process would not have been possible without you and your team Your deep knowledge, professionalism, patience, thoughtful advice, and genuine care...
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Reply from Owner
August 10th, 2026 08:31 PM
Elena, Thank you so much for this incredibly thoughtful review! ❤️ It truly means a lot to our entire team. Helping your family become homeowners and being part of such an important milestone was very special to us.We know the mortgage process...
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I had an excellent experience working with Julia and Ekaterina. Communication was always clear, fast, and honest. They were incredibly creative when challenges came up and found solutions where others might have given up. I truly felt supported...
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Reply from Owner
February 5th, 2026 04:27 PM
Thank you so much for your kind words and trust. It truly means a lot to us. We’re so happy we could support you through the process and find solutions together when challenges came up. It was a pleasure working with you, and we’re always here...
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Transparent, clear, and smooth mortgage refinance process. You can trust Julia and Ekaterina.
Reply from Owner
January 29th, 2026 04:42 PM
Aleksei, Thank you so much for your kind words! It was a pleasure working with you, and we truly appreciate your trust. Wishing you all the best!
We are very satisfied with the work of Yulia and her team! The purchase of our first house was quick and professional! We have a good rate today, the purchase process was planned at the best level! Thank you for your cooperation! Next year...
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Reply from Owner
December 7th, 2025 04:07 PM
Anna, Thank you for such kind words! I’m so glad that your first home purchase went smoothly and professionally, and that we could secure a great rate for you. Working with you was a pleasure, and we’ll be happy to support you again whenever...
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I had only positive experiences working with this broker. I was able to get an interest rate that was 0.5% lower than what Wells Fargo offered me, even though I already had a mortgage with Wells Fargo. The service was extremely convenient,...
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Reply from Owner
December 2nd, 2025 01:05 PM
Kate, Thank you so much for your wonderful feedback!I’m truly happy we were able to secure a better rate for you and make the entire process easier and more cost-effective than your previous experience.Our goal is always to provide clear communication,...
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About
Just My Loans is a mortgage brokerage led by Julia Lysenko. We help homebuyers, homeowners, and real estate investors explore mortgage financing options based on their individual needs. Our team assists with conventional, FHA, VA, bank statement, DSCR, and other mortgage programs. We focus on clear communication, personalized service, and guiding our clients through the mortgage process from application to closing.
Products & Services
Mortgage Loan Officer
Bank Statement Mortgages
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Loan
Mortgage
Origination
Financial Services
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Positions
- Equity Prime Mortgage - Mortgage BankerNov 1st, 2016 - Apr 1st, 2024
Memberships
- Nationwide Mortgage Licensing System (NMLS)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1518418
Achievements
- Finance Degree from USF
Hobbies
- Piano playing
- Yoga
Disclaimer
Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.