JR Obrecht
Loan Advisor | NMLS# 223638
Homestead Financial Mortgage will work hard to put you into the house of your dreams at the lowest interest rate possible.
For decades, we’ve been the mortgage company that Missouri, Illinois, and Kansas residents have turned to. We’re exp...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 3 PM
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Reviews from Web
JR Obrecht and the team at Homestead Financial provided exceptional service during my recent home purchase. Communication was excellent throughout the entire process, and JR was always available to answer questions and provide clarity on the...
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I had an amazing experience working with JR and his team at Homestead! As a first-time homebuyer, I wasn’t sure what to expect, but they made the entire process feel quick, smooth, and stress-free.JR and his team were incredibly supportive...
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If you’re ever looking to buy your first home or simply refinancing your home, JR with Homestead financial is your first call! His whole team will go above and beyond and do anything for you to make it a seamless transaction.
As a first-time home buyer, I couldn’t have asked for a better lending experience. From start to finish, the process was smooth, straightforward, and stress-free. Every step was clearly explained, communication was consistent, and any questions...
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JR and the Homestead Financial Mortgage team were excellent to work with through the entire process! Will definitely use again on my next property. Highly recommend!
I was very pleased with Homestead Financial. I would definitely recommend and would definantly use them again in the future. I would recommend again.
JR and his team were wonderful to work with. They gave a great rate, the lending process was incredibly smooth, and they always made sure to make us feel valued. Highly recommended to anyone who needs a lender.
Reply from Owner
April 6th, 2026 06:02 PM
Thank you so much, Brad—we’re grateful for your trust and kind recommendation. Let us know if you ever need anything, we'd love to stay in touch.
I used JR and his team to buy my first home and then used them again to refinance my home. JR and his team really treated me like family and answered any and all questions I ever had, I would suggest this team to anyone looking to purchase...
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Reply from Owner
April 7th, 2026 12:00 AM
Thanks Danny, it was a pleasure working with you. Enjoy your new home.
I appreciate Homestead-JR and his team for assisting me close on my first home! I had many moving parts and they made it a smooth process. Certainly recommend!
Reply from Owner
April 7th, 2026 12:00 AM
Thank you for the nice words. Love closing loans in my home town. Stay in touch.
We used JR’s company when we bought our first house, and the process was made entirely smooth and stress free for us by JR and his team.
They were also extremely efficient with our refinancing process. 10/10 would recommend to everyone.
Reply from Owner
January 24th, 2026 09:18 PM
Thank you so much, Ashwini. It truly means a lot to hear that your first home purchase and your refinance both felt smooth and stress-free. I really appreciate the trust you placed in me and the team, and I’m glad we could make the process...
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About
Homestead Financial Mortgage will work hard to put you into the house of your dreams at the lowest interest rate possible.
For decades, we’ve been the mortgage company that Missouri, Illinois, and Kansas residents have turned to. We’re experts in the field of home loans and mortgages, and we look forward to helping you take your first steps to home ownership freedom.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Fannie Mae
Conventional Freddie Mac
FHA
VA
USDA
Non QM DSCR
Non QM Bank Statement
Refinance Purchase Cash-Out
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Search Rank ScoreLearn More →
408
/850
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Memberships
- BNI
- SIBR
- NRA
Addresses and Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- Mortgage license NMLS #223638
Achievements
- Surpassed 65 million in volume for 1 year
- Surpassed 50 million in volume for 3+ years
- Surpassed 30 million in volume 10+ years
Hobbies
- Camping
- ATV Riding
- Exercising
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Disclaimer
Endeavor Capital, LLC dba Homestead Financial Mortgage, Endeavor Capital Mortgage
MB.0006030. NMLS ID 222524 - Illinois Residential Mortgage Licensee.
Illinois Department of Financial and Professional Regulation (IDFPR)
Division of Banking - 100 West Randolph Street, 9th Floor. Chicago, Illinois 60603