

JR Mills
Sr Mortgage Lender

First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I did not feel the service was anything more than what I received with other companies--nothing special or above and beyond lithe than the rate.
Reply from Michael Zerr
September 18th, 2025 02:18 PM
We appreciate your candid feedback, Diana. It's important to us that our services resonate with each client, and we aim to provide a distinguished experience. If there's anything specific you'd like to discuss or suggest, please feel free to...
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More user friendly system allowing me to see and review documents I uploaded or an option to send additional documents through the system without having to have a link sent to me or by emailing finance documents directly to loan officer for...
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JR was very easy to get a hold of and clearly explained all aspects of the loan process. I would highly recommended anyone to work with him!
Reply from JR Mills
September 12th, 2026 12:28 AM
I'm so pleased to hear that you found it easy to reach me and that the explanations I provided were clear. Your recommendation means a lot, and it's great to know you had a positive experience with the loan process. Thank you, Steven, for your...
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Ron was always available to help and respond to any question. He made the overall process seemless and clear. I will recommend him to all my friends.
Reply from JR Mills
September 12th, 2026 12:28 AM
It's wonderful to hear that Ron was consistently available to assist you and made the process seamless and clear. Your intention to recommend him to your friends is a great compliment. Thank you for sharing your experience.
Good communication and information provided.
Reply from JR Mills
September 12th, 2026 12:28 AM
I'm glad to hear that you found the communication and information helpful. It's important to me that my clients feel well-informed throughout the process. Thank you for taking the time to share your experience.
Ron was very personable and looked out for our best interest.
Reply from JR Mills
September 12th, 2026 12:28 AM
I'm pleased to hear that Ron provided you with a personable experience and prioritized your best interests. Thank you for sharing your positive feedback with us at First Federal Bank.
JRMills was very pleasant and friendly and helped us through the process
Reply from JR Mills
September 12th, 2026 12:28 AM
I'm thrilled to hear that you had a positive experience with the process. It was a pleasure assisting you, and I'm glad to have been of help. Thank you for your kind words.
JR is by far THE BEST loan officer I have evwe worked with. He went above and beyond to ensure my loan closed on time. His communication and customer serviceis exceptional!!! Thank you JR for making my closing experience AMAZING!!!
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Reply from JR Mills
September 12th, 2026 12:28 AM
I'm thrilled to hear that you had an amazing closing experience. It was my pleasure to assist you, and I'm grateful for your kind words. Thank you for choosing First Federal Bank for your loan needs.
Excellent help and resource. Will use Ron again. Thank you for all the help
Reply from JR Mills
September 12th, 2026 12:28 AM
I'm pleased to hear that you found my assistance valuable, Benjamin. It was a pleasure helping you, and I look forward to working with you again in the future. Thank you for your kind words.
Ron was amazing throughout the home buying process. He took the time to answer any questions. He also made me feel confident that he is looking out for my best interest.
Reply from JR Mills
September 12th, 2026 12:28 AM
I'm glad to hear that your home buying process was positive and that Ron provided the assistance you needed. It's important to us at First Federal Bank that you feel confident and well-supported. Thank you for your feedback, and please feel...
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About
First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS #1517192
Disclaimer
Member FDIC This page is for information purposes only and is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.