

JR Mills
Sr Mortgage Lender

First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Ron was patient and helpful with every question that we had. He provided the best mortgage rate and overall conditions. He was available and was checking on us with both the realtor and the title company. He was on the top of the things. And...
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Reply from JR Mills
September 12th, 2026 12:28 AM
I'm glad to hear that you had a pleasant experience, Ljubinka. It's important to me to be patient and helpful, and I'm pleased you found the mortgage rate and conditions favorable. Being available and staying on top of things is always my goal....
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JR was great to work with. He was helpful and knowledgeable and a very friendly guy. I really enjoyed our conversations and he did a lot to help streamline the process. I would definitely recommend him to all of my friends and especially my...
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Reply from JR Mills
September 12th, 2026 12:28 AM
It's great to hear that you found our work together productive, Mark. I'm glad that my approach and knowledge were beneficial to you, and I'm particularly pleased to know our conversations were enjoyable. Streamlining the process is always...
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He is very experienced and quickly helped us through the processing of our VA loan and was always available to answer our questions and assist with problems.
Reply from JR Mills
September 12th, 2026 12:28 AM
Thank you for sharing your experience, David. I'm pleased to hear that my experience helped make the processing of your VA loan straightforward. Being available to answer your questions and assist with any issues is important to me. If there's...
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The way you always listen to what we wanted & just visiting with us! Thank you so much for helping us get the house we wanted!
Reply from JR Mills
September 12th, 2026 12:28 AM
I appreciate your kind words, Marsha. It was a pleasure to listen and work with you throughout the process. I'm glad I could assist in achieving your goal of getting the house you wanted. If you have any more questions or need further assistance...
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He was awsome
Reply from JR Mills
September 12th, 2026 12:28 AM
I appreciate your feedback, Olethia. It's great to know I met your expectations. If there's anything else you need or any questions you have, please feel free to reach out.
Commukicationn and expertise
Reply from JR Mills
September 12th, 2026 12:28 AM
I'm grateful for your positive feedback, Travis. I'm pleased to know that my communication and expertise met your expectations. If you have any further questions or need assistance, please don't hesitate to contact me.
5% interest rate
Reply from JR Mills
September 12th, 2026 12:28 AM
Thank you for sharing your experience, Jesse. It's important to me that everything goes smoothly, so if there's more you'd like to discuss or any further assistance needed, feel free to reach out.
JR was so helpful and supportive throughout the whole process. His transparency, detail, and responsiveness helped us feel comfortable . Appreciate the hard work he provides.
Reply from JR Mills
September 12th, 2026 12:28 AM
I appreciate your kind words, Linnea. I'm glad that my transparency and attention to detail made the process more comfortable for you. It's always my aim to be as helpful and supportive as possible. If you need further assistance in the future,...
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Ron Mills was very professional yet personable, exceeded expectations on prompt communication, and was very understanding when previous contracts did not close.
Reply from JR Mills
September 12th, 2026 12:28 AM
I'm grateful for your feedback, Ashton. It's encouraging to hear that my communication and approach met your needs. If there's any more I can assist with in the future, please reach out anytime.
Ron has a way of explaining complicated topics that are easy for a layman, like myself, to understand and in that way he provided a great education about refinancing and mortgages in general. He kept me posted about the refi process on a regular...
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Reply from JR Mills
September 12th, 2026 12:28 AM
It's great to hear that I could help you navigate the complexities of mortgages and refinancing, William. I’m glad the information made such a positive impact and resulted in significant savings. Should you need any further assistance or guidance,...
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About
First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS #1517192
Disclaimer
Member FDIC This page is for information purposes only and is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.