

Joy Gumm at CrossCountry Mortgage
Mortgage Consultant | NMLS #2053304

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in South Charleston, WV. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner ...... Show More
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Joy did a fabulous job keeping an 11 month transaction that included probate in 2 states on the rails! Her tireless efforts resulted in a successful closing and allowed 2 families to move on to their next chapter! Great job!!
Reply from Joy Gumm
April 2nd, 2026 01:27 PM
I enjoyed working with you. Thanks for the great feedback.
Was kept updated during the entire proces.
Reply from Joy Gumm
February 9th, 2026 02:20 PM
I enjoyed working with you. Thanks for the great feedback.
Joy was amazing from the beginning of the process all the way to the very end!! I appreciate her and going above and behind to help me close when we did !
It was a pleasure to work with Joy! She approached every obstacle with enthusiasm, got our deal closed quickly, and was always available to answer our questions.
Reply from Joy Gumm
April 10th, 2025 01:44 PM
I'm thrilled to hear that you had such a positive experience, Christopher. It was a pleasure working with you and ensuring that your deal closed smoothly. Thank you for your kind words and for choosing CrossCountry Mortgage, LLC.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in South Charleston, WV. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2053304 | Branch NMLS #1420009
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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346
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 2053304
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095