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Joshua Duda
Senior Mortgage Banker | NMLS# 158383

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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closed
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
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Reviews from Web
My last home loan was with Josh and all future home loans will be with Josh . Looking forward to refinance when I can cut the interest in half
Reply from Joshua Duda
August 1st, 2026 05:42 PM
Thank you Bryon! It was a real pleasure to work with you again on your mortgage! I appreciate you and yes I look forward to the day when the rates drop as well! Congratulations on your new home sir!
Josh and his team are very helpful and take the time to make sure all my questions were answered Highly recommend!
Reply from Joshua Duda
July 31st, 2026 02:05 PM
Thank you Mary! Pleasure to work with you on your mortgage. Congratulations on your new home! If you ever need anything, please contact me. Appreciate the kind review!
veey nice and professional, would use them if you need to buy or refinance
Reply from Joshua Duda
July 28th, 2026 07:21 PM
Thank you Brian! Pleasure to work with you sir! Appreciate the nice review and YES hopefully I will be contacting you when the rates go down. Thank you!
Josh, and everybody myself and Maci spoke with at Flat Branch was absolutely amazing. We couldn't have asked for a better experience for our first time buying a home! Thank you all.
Reply from Joshua Duda
July 27th, 2026 06:06 PM
Thank you Noah! Congratulations on your first home! It was a real pleasure to work with you on your mortgage and I am very happy that you were able to get into your own place! Thank you for the reivew!
is very knowledgeable, personable, and easy to reach.
Reply from Joshua Duda
July 22nd, 2026 08:51 PM
Thank you very much Paul! Pleasure to work with you on your mortgage. Appreciate the kind review and I hope you love your new place. Congratulations!
Joshua made the process super easy for me as well as explained everything in great detail for me!
Reply from Joshua Duda
July 22nd, 2026 08:53 PM
Thank you Chet! It was a real pleasure working with you on your mortgage. You have a beautiful place! Thank you for leaving the nice review, it is greatly appreciated sir!
This was my second experience with Josh and Flatbranch. From application to closing, the whole process was smooth and efficient. And I appreciate the communication and timeliness of Josh and his team!
Reply from Joshua Duda
July 21st, 2026 07:06 PM
Thank you Dana! Congratulations on your new home! It was a real pleasure to work with you again on your mortgage! Can't wait to see what you do with the house! I am sure you will make it awesome! Thank you!
Joshua Duda is a phenomenal lender. Every transaction I've had the oppurtunity to work with him has gone great. He knows how to handle any curveball that gets thrown our way. I would be happy to recommend Josh to any of my clients.
Reply from Joshua Duda
July 21st, 2026 07:08 PM
Thank you Aaron! As always it is a real pleasure and honor to work with you and your clients. I appreciate all your efforts and all the things you do behind the scenes to make each transaction run smoother! You always make every transaction...
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Josh and his team were amazing!
Reply from Joshua Duda
July 21st, 2026 07:09 PM
Thank you Maci! Congratulations on your first home! Glad we could be a part of the process and very excited for you to a be a homeowner and not have to deal with apartment living anymore. If you ever need anything, please let us know. Thank...
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Josh and his team are great, they get in there and get things done and are very kind. Our situation was kind of dim one, but they made things alot better. Would be my choice if I was looking to buy or refinance!
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Reply from Joshua Duda
July 21st, 2026 07:11 PM
Thank you Stacey! It was a real pleasure to work with you on your mortgage and I look forward to the day when rates go down and we can save more money! If you ever need anything, please contact me. Happy I got a chance to meet you and work...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional mortgages
FHA
USDA
VA
MHDC
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerOct 15th, 2019 - Current
Memberships
- Scotsman Guide
- MBA
- Springfield Business Journal
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Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 158383
- Missouri, Arkansas, Colorado, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Minnesota, Ohio, Oklahoma, Tennessee and Texas
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Awards
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Achievements
- 366 closed loans in 2021
Hobbies
- legos
- football
- swimming
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149