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Joshua Duda
Senior Mortgage Banker | NMLS# 158383

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Josh was extremely kind and guided us flawlessly through the whole process as first time homeowners.
Reply from Owner
December 22nd, 2025 08:58 PM
Thank you very much! Congratulations on your first home!
Josh was extremely kind and guided us flawlessly through the whole process as first time homeowners.
Reply from Joshua Duda
December 23rd, 2025 12:30 AM
Thank you Cooper! Pleasure to work with you on your mortgage! Great to meet you in person. Hope you love your new home. If you ever need anything, please contact me. I appreciate the very kind review! Thank you!
Josh had great communication with us every step of the way and made sure any questions we had were answered quickly.
Reply from Joshua Duda
December 22nd, 2025 06:53 AM
Thank you Taylor! Pleasure to work with you on your mortgage. Congratulations on your first home! Glad it all worked out. Thank you for being patient during the government shutdown. Happy you were able to get into your house before Christmas!...
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Can't be any better than right here. Terrific people and service!!
Reply from Owner
December 18th, 2025 10:45 PM
Thank you Ted! It was a real pleasure to work with you on your mortgage! Great to meet you in person! I hope you love your new home!
The quality of service and experience was amazing.
Reply from Joshua Duda
December 19th, 2025 03:21 PM
Thank you Ted! It was our great pleasure to assist you with your VA loan. I hope you love your new house. Thank you for your service and you are appreciated!
Great place to do business with! Very helpful and communicative.
Reply from Owner
December 18th, 2025 10:44 PM
Thank you Liz! Our pleasure to work with you! Appreciate the kind review and looking forward to working with you again!
Josh and Stephanie were awesome to work with. Very communicative and helpful.
Reply from Joshua Duda
December 18th, 2025 08:38 PM
Thank you Liz! Pleasure to work with you! We appreciate you all your help and hope to work with you again soon.
Refinancing was quick, convenient and quite inexpensive. We will be able to recoup the costs within a year. It is always a pleasure to work with Josh and his team.
Reply from Joshua Duda
December 15th, 2025 05:28 PM
Thank you Marge! Truly a pleasure to work with you and Andy again on your mortgage. So pleasant to work with you and get to see you again. Appreciate the very kind review and opportunity to work with you!
I can't speak highly enough about Josh, Stephanie and the entire team. They have creative solutions to get the sale closed and genuinely care for their clients.
Reply from Owner
December 12th, 2025 01:26 PM
Thank you Jenna! Pleasure to work with you and your clients. You make every transaction you are involved in better and we appreciate you!
Flat Branch was incredible to work with. Josh and his team were on top of everything from start to finish — efficient, clear, and always one step ahead. They made the entire process smooth and stress-free. What’s not to love?
Reply from Joshua Duda
December 11th, 2025 04:40 AM
Thank you Terra! Pleasure to work with you on your mortgage! Appreciate the very kind review. Hope you love your new home!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional mortgages
FHA
USDA
VA
MHDC
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerOct 15th, 2019 - Current
Memberships
- Scotsman Guide
- MBA
- Springfield Business Journal
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Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 158383
- Missouri, Arkansas, Colorado, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Minnesota, Ohio, Oklahoma, Tennessee and Texas
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Awards
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Achievements
- 366 closed loans in 2021
Hobbies
- legos
- football
- swimming
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149