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Joshua Barclay at Prosperity Home Mortgage - ...
Senior Mortgage Consultant | NMLS# 215251
Looking for a local, experienced and professional mortgage specialist? I am dedicated to providing you with top customer service and assistance in finding the personalized solution that meets your homebuying or refinancing needs.
Let me pr... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
-Answered all of our questions thoroughly
-Timley communicator
-Efficent
-Knowledgebale
Reply from Joshua Barclay at Prosperity Home M...
August 1st, 2026 01:09 PM
I'm glad to hear that you found my communication timely and my responses thorough, Tyesha. It's great to know that my efficiency and knowledge were helpful to you during the process. If you ever have more questions or need assistance in the...
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Josh was always available to help us in any form or fashion during the process. Keep us in the loop with all financial steps in the process.
Reply from Joshua Barclay at Prosperity Home M...
July 31st, 2026 03:06 PM
Daron, I appreciate your kind words and am glad to hear you felt supported throughout the process. Keeping you informed and being available to help is important to me, and I'm happy it made a difference for you. Congrats on your new home!!
Thanks to Josh being super patient with me over these past few years while dealing with personal problems, I was finally able to purchase a house and it went very smoothly, I genuinely appreciate it since I had a lot of questions over the whole...
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Reply from Joshua Barclay at Prosperity Home M...
July 22nd, 2026 06:37 PM
I'm grateful for your kind words, Paul. It was a pleasure assisting you through your journey to homeownership, and I'm happy to hear everything went smoothly. If you have any more questions in the future, please feel free to reach out.
Joshua Barclay at Prosperity Home Mortgage - Columbia, MD has received a review with 5 star rating from Cynthia E
Reply from Owner
July 21st, 2026 04:08 PM
Thank you, Cynthia, for the great rating. I'm pleased to know you had a positive experience.
Josh was there to answer all of my questions and concerns even when he was on vacation
Reply from Joshua Barclay at Prosperity Home M...
July 13th, 2026 06:58 PM
I'm grateful for your feedback, Cynthia. It's nice to know that I could assist you with your questions and concerns, even while on vacation. If you need any further help, please feel free to reach out.
Joshua Barclay at Prosperity Home Mortgage - Columbia, MD has received a review with 5 star rating from Christian D B
Reply from Owner
July 21st, 2026 04:30 PM
Thank you, Christian, for the perfect rating. I'm pleased to know that you had a positive experience with my service at Prosperity Home Mortgage.
Made it very easy on first time homebuyer!
Reply from Joshua Barclay at Prosperity Home M...
July 13th, 2026 02:32 PM
I'm pleased to hear that your experience as a first-time homebuyer was made easy, Christian. If you have any other questions or need assistance in the future, feel free to reach out.
Joshua walked my buyer through the best way to prepare for her purchase.which was why she droped another lender in order to stay with Josh !
Reply from Joshua Barclay at Prosperity Home M...
July 12th, 2026 04:28 PM
I'm thankful for your feedback, Carolyn. I'm pleased to hear that the guidance provided was helpful for your buyer and that she decided to continue working with me. If there's anything else you or your buyer need, please feel free to reach...
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Throughout the process, my wife and I often felt that our flexibility was restricted without a clear understanding of the rationale behind certain recommendations or limitations.During the rate lock process, the all-in rate quoted rate on 5/21...
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Josh is awesome! Quick responses, cares about cilent needs, and made the buying journey a breeze for everyone.
Reply from Joshua Barclay at Prosperity Home M...
June 26th, 2026 04:41 PM
Amber, I appreciate your kind words. I'm glad to hear that my quick responses and dedication to client needs helped make your buying journey a breeze. If you ever need further assistance, feel free to reach out.
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About
Looking for a local, experienced and professional mortgage specialist? I am dedicated to providing you with top customer service and assistance in finding the personalized solution that meets your homebuying or refinancing needs.
Let me present you with an extensive product line and a variety of flexible financing options.
In addition, I offer:
- Prompt communication
- Dedication to meeting your home financing needs
- High commitment to customer service
- Competitive rates and fees
- Responsive and professional service
And even after your loan settlement, our service still continues. Call now and let me show you how I'm more than just a loan officer -- I'm a personal Home Mortgage Consultant!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Expert Mortgage Consultations
Credit Consultations
First-Time Homebuyer Consultations
Down Payment Assistance Consultations
Creative Financing Consultations
Residential Loans
Jumbo Loans
FHA Loans
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Positions
- Prosperity Home Mortgage - Senior Loan OfficerJan 1st, 2003 - Current
Memberships
- Scotsman Guide
- National Banker's Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 215251
Achievements
- Customer Service Award
Hobbies
- Trail/Mountain Running
- Mountain Biking
- Rock Climbing
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
