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Joshua Barclay at Prosperity Home Mortgage - ...
Senior Mortgage Consultant | NMLS# 215251
Looking for a local, experienced and professional mortgage specialist? I am dedicated to providing you with top customer service and assistance in finding the personalized solution that meets your homebuying or refinancing needs.
Let me pr... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Josh and everyone we dealt with was quick to respond and very helpful. Also the communication with our realtor and the title company was fast and to the point.
Josh was always available for buyers to discuss rates as we wrote many offers before one was accepted. He had incredible patience with everything and was a true professional.
Josh was amazing throughout a tough market and a period of great uncertainty. He was always clear and timely with his communication and his professionalism was top-tier. If I had a criticism, it would be that he needs to actually do vacation...
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Reply from Joshua Barclay at Prosperity Home M...
July 30th, 2025 03:17 PM
Thank you so much for the glowing review, Stewart. I really appreciate it. I'm glad I could make the process easier for you during a challenging market. As for the vacation part, I promise to work on it! It was indeed a ride, and I'm glad I...
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He communicated with us regularly. He also helped us work through problems with getting approval, even when he was out of office. He was just excellent to work with. I plan to recommend him to anyone that is getting a loan.
Always responded quickly. Worked very hard to correct any hiccups. Overall professional and explains things very well
I appreciate the fact that although this was a tough transaction with many challenges, Joshua never gave up and was determined to see it through.
Pleasant to talk to and easily matched competitors interest rate for me plus very fast in getting everything ready for my settlement day which was only 16 days to close.
Josh held my hand through this entire process. He explained everything to me as it was taking placed. Josh process my loan instead of getting me prequalified and he explained that it makes a seller look at my offer first and I appreciate that....
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Josh was fast, responsive, and navigated a short close in an expert fashion! No hiccups, no issues.
ctc sooner than expected
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About
Looking for a local, experienced and professional mortgage specialist? I am dedicated to providing you with top customer service and assistance in finding the personalized solution that meets your homebuying or refinancing needs.
Let me present you with an extensive product line and a variety of flexible financing options.
In addition, I offer:
- Prompt communication
- Dedication to meeting your home financing needs
- High commitment to customer service
- Competitive rates and fees
- Responsive and professional service
And even after your loan settlement, our service still continues. Call now and let me show you how I'm more than just a loan officer -- I'm a personal Home Mortgage Consultant!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Expert Mortgage Consultations
Credit Consultations
First-Time Homebuyer Consultations
Down Payment Assistance Consultations
Creative Financing Consultations
Residential Loans
Jumbo Loans
FHA Loans
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Positions
- Prosperity Home Mortgage - Senior Loan OfficerJan 1st, 2003 - Current
Memberships
- Scotsman Guide
- National Banker's Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 215251
Achievements
- Customer Service Award
Hobbies
- Trail/Mountain Running
- Mountain Biking
- Rock Climbing
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
