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Joshua Barclay at Prosperity Home Mortgage - ...
Senior Mortgage Consultant | NMLS# 215251

Looking for a local, experienced and professional mortgage specialist? I am dedicated to providing you with top customer service and assistance in finding the personalized solution that meets your homebuying or refinancing needs.
Let me pr... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Joshua is professional, patient and kind. I would recommend him to all my friends and anyone
Reply from Owner
May 13th, 2025 01:05 PM
I'm thrilled to hear about your positive experience, Carolina. It was a pleasure assisting you, and I truly appreciate your recommendation. Thank you for your kind words!
Joshua was professional and polite. He answered all my questions and returned phones in a timely manner. It was a pleasure workings with him on our mortgage application. I would refer my friends and family to Joshua without hesitation.
Reply from Joshua Barclay at Prosperity Home M...
July 30th, 2025 03:17 PM
Thank you for the kind review, Carolina. It was an absolute pleasure working with you. Congratulations on your new home!!
Joshua Barclay at Prosperity Home Mortgage - Columbia, MD has received a review with 5 star rating from Tanya M
Reply from Owner
May 13th, 2025 01:05 PM
I'm thrilled to hear that you had a positive experience, Tanya. It was a pleasure assisting you with your mortgage needs. Thank you for your kind words and for choosing Prosperity Home Mortgage.
JOSH WAS GREAT! I had some hiccups along the way in buying my first house. And I was so nervous about this whole process. But Josh reassured me that everything will be alright. And it was! He was great at answering me right back, keeping me...
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Reply from Joshua Barclay at Prosperity Home M...
July 30th, 2025 03:17 PM
Hi Latanya, It's my goal to ensure every client feels supported throughout what can sometimes be a stressful process. Nothing makes me happier than knowing you had a successful home buying experience. It was my absolute pleasure assisting you...
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Josh was great to work with throughout the process of buying our new home. He was knowledgeable and quick to respond to our questions when they arose. We'd be happy to recommend Josh and Prosperity Home Mortgage!
Reply from Joshua Barclay at Prosperity Home M...
July 30th, 2025 03:17 PM
Thank you for the great review Adam! It was a pleasure to work with both of you, and I'm always available if you have any financial needs or questions. Enjoy your new home!
Josh was super helpful, extremely knowledgeable, and overall worked very hard to make sure I had everything I needed.
Reply from Joshua Barclay at Prosperity Home M...
July 30th, 2025 03:17 PM
Thanks for the positive feedback Tyler! It was my pleasure to help guide you through the home buying process. . Looking forward to our continued relationship. Thank you for choosing Prosperity Home Mortgage and for taking the time to leave...
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Josh was very thorough and prompt. He was able to get me approved and quickly close on my deal.
Reply from Joshua Barclay at Prosperity Home M...
July 30th, 2025 03:17 PM
Thanks for the 5 star review Damion!! It's always a pleasure working with you, and I'm glad we had another smooth transaction.
Loved have Josh as our advisor. Clearly communicated in a very positive way, giving us calm assurances along the way. He’s a professional and a lovely person.
Reply from Joshua Barclay at Prosperity Home M...
July 30th, 2025 03:17 PM
Pam, thank you so much for the kind words and the amazing review. It was a pleasure working with you and I look forward to potentially doing so again in the future. Thanks for choosing PHM! - Josh Barclay
Josh completed a mortgage for my clients who were under a cash contract and was able to close on time saving them from having to liquidate their assets and incur penalties. He did this in about 2 weeks
Reply from Joshua Barclay at Prosperity Home M...
July 30th, 2025 03:17 PM
Barb, thanks for having the confidence in me to take this on with such a short turnaround. I'm thrilled we got it done so fast, and the buyers were too. - Josh
The responses I received were quick and helpful.
Reply from Joshua Barclay at Prosperity Home M...
July 30th, 2025 03:17 PM
I appreciate the 5 star review, Grant. It was a pleasure to work with you and I hope you love your new home.
Please reach out anytime if you have any questions or mortgage needs.
- Josh
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About
Looking for a local, experienced and professional mortgage specialist? I am dedicated to providing you with top customer service and assistance in finding the personalized solution that meets your homebuying or refinancing needs.
Let me present you with an extensive product line and a variety of flexible financing options.
In addition, I offer:
- Prompt communication
- Dedication to meeting your home financing needs
- High commitment to customer service
- Competitive rates and fees
- Responsive and professional service
And even after your loan settlement, our service still continues. Call now and let me show you how I'm more than just a loan officer -- I'm a personal Home Mortgage Consultant!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Expert Mortgage Consultations
Credit Consultations
First-Time Homebuyer Consultations
Down Payment Assistance Consultations
Creative Financing Consultations
Residential Loans
Jumbo Loans
FHA Loans
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Positions
- Prosperity Home Mortgage - Senior Loan OfficerJan 1st, 2003 - Current
Memberships
- Scotsman Guide
- National Banker's Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 215251
Achievements
- Customer Service Award
Hobbies
- Trail/Mountain Running
- Mountain Biking
- Rock Climbing
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.