Josh Spragins
Sr. Mortgage Banker
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Josh was amazing. Helped us get the best rate and worked tirelessly as our advocate.
Josh was amazing. Helped us get the best rate and worked tirelessly as our advocate.
Josh took the time to thoroughly explain every step in the process, he was very responsive any time I reached out with questions. He made the process manageable and was a very down to earth person to work with overall. I would refer him to...
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Financing arrangements were quick and easy. Appreciated digital document support. Overall a seamless experience
Reply from Josh Spragins
April 26th, 2026 10:19 PM
Thanks Dr. Shirley! It was a pleasure getting to know you and I hope you enjoy the new home!
No problems, we got our loan
Very personable, and motivated. I appreciated his willingness to get the deal done, by means of anyway possible. I also appreciated him being present for the final closing; which is quite uncommon. Overall, great experience!
Overall great experience. Very personable, and driven to find a way to make the deal work, even if it means getting creative. Josh was very helpful in navigating me through the process, as this way my first home purchase. I would recommend...
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As a real estate professional in the Lake Norman and Charlotte, North Carolina market, I’ve had the opportunity to work closely with Josh Spragins, Mortgage Banker (NMLS #2097125), and he is an outstanding lending partner. Josh is highly knowledgeable...
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Straight forward and smooth refi experience.
Josh is highly responsive, explained complex things in a way we could understand, and kept us informed throughout the process. Working with Josh was so much smoother than our first closing. We are very pleased with our experience with Josh
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2097125
- Licensed in FL, GA#2097125, MD, NC, PA, SC, TN, TX, & VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.