
Josh Spragins
Sr. Mortgage Banker

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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great service
Reply from Josh Spragins
September 10th, 2026 04:06 PM
Thanks! Appreciate you guys letting me be a part of it. Congrats again on the new home!
Josh was phenomenal. He helped us get a great rate and worked closely with us all the way through closing to ensure everything went smooth and easy, even with several challenges and last minute changes. We would certainly work with him again...
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Josh went above and beyond to get us cleared to close. Evenings, weekends, and vacations - he was always thinking of creative ways to finance our new home and answer our questions. Josh is top notch!
Josh is a top notch mortgage broker. He went above and beyond to find creative ways to save us money and purchase our home without being contingent. He took my calls on weekends, evenings, and even international vacations! He genuinely cares...
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Josh was an absolute dream to work with! He is more than knowledgeable, professional, and punctual. He actually cares!! His patience is beyond reproach. Josh would take the time to answer my questions and explain the various processes in ways...
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Josh is amazing! I did not know refinancing could be this effortless and easy! I’ve already referred him to two people and it hasn’t even been a week since I closed. If you want someone who is educated, knowledgeable, professional, courteous,...
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The best by far!
Josh was extremely responsive and informative from the jump. He would answer our questions after hours and over the weekends if needed - highly recommend!
Josh was awesome to work with - he would answer our questions immediately, no matter what day or time it was to ensure we had a smooth experience. Highly recommend!
Josh was amazing. Helped us get the best rate and worked tirelessly as our advocate.
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2097125
- Licensed in FL, GA#2097125, MD, NC, PA, SC, TN, TX, & VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.