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Josh Sommerfield - Senior Loan Officer | NMLS # 1408091 in Roseville, CA

Josh Sommerfield

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Senior Loan Officer | NMLS # 1408091

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It’s my goal to help you cut through the clutter and noise in the mortgage marketplace, so you can quickly and efficiently find a loan that meets your objectives and fits your lifestyle. As a professional in the mortgage lending industry, I... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
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1 Star
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Reviews from Web
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    CASEY O
    Posted on September 17th, 2026 01:06 PM
    From start to finish, Josh's detailed explanations, attentiveness, quick communication, and passion were exceptional. I am a first time home buyer, and he was able to explain the entire process to me, and got me connected with an excellent...
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    Ahed A
    Posted on June 26th, 2026 07:58 PM
    I cannot recommend Josh Sommerfield highly enough. From start to finish, the entire mortgage process was smooth, fast, and stress-free. Josh was always responsive, professional, and took the time to clearly explain every step so I felt confident...
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    Vanessa I
    Posted on June 23rd, 2026 12:24 AM
    I can’t even put into words how happy I am to have worked with Josh and the entire financial team, from start to close they made this process easy to navigate and I felt supported the whole way. I can’t thank you all enough for helping me not...
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    Mike Y
    Posted on May 15th, 2026 08:56 PM
    Josh was amazing. He put together a creative plan and was ready earlier then planned on a tight deadline. Was very impressive. And then we faced delay after delay from the sellers. But Josh kept all in good order, stayed on top of rate lock...
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    Arlet F
    Posted on May 9th, 2026 03:31 AM
    Josh is the best!! ImNot kidding with that, this guy is super fast and professional, one day i was just looking information about houses and one month later i was buying my first house already, he is very quick and honest. I definitely recommend...
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    Inez B
    Posted on April 21st, 2026 07:43 PM
    My sincere thanks to Josh, Kendra and their entire team for handling my recent loan application under sensitive circumstances, consistently supportive, kind, clear and going above and beyond to help me navigate towards a timely and successful...
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    G D
    Posted on January 13th, 2026 06:39 PM
    Today we finally close our refinance. Thankful to Josh and his team for their role in making it happen. They’ve worked so hard to make sure they can get the solar paperwork’s cleared out in order to close the loan. Josh responds timely to questions...
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    Amy S
    Posted on October 7th, 2025 09:44 PM
    Josh was personable and lightening fast. He offered a number of options to suit my needs, and did so with sound experience at the ready!
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    Austin C
    Posted on August 26th, 2025 08:17 PM
    Josh and his team are very easy to work with. They get the job done & make buying or refinancing a home as easy as can be. Josh is very knowledgeable and one of the best in his industry. Highly recommended to use for a quick and smooth mortgage...
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    Vik N
    Posted on May 29th, 2025 04:36 PM
    Josh was an amazing resource during our home buying process - he walked us through the entire process, educated us on what we were signing and things to look out for, and was very responsive. Will definitely be referring our friends!
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    About
    It’s my goal to help you cut through the clutter and noise in the mortgage marketplace, so you can quickly and efficiently find a loan that meets your objectives and fits your lifestyle. As a professional in the mortgage lending industry, I’ve built my reputation on providing outstanding service to my clients. That means you can count on me to always look out for your best interests and to keep you informed throughout every step of the lending process. Please call with any questions about how you can secure the best possible financing for your home loan.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Conventional Mortgage
    FHA Mortgage
    VA Mortgage
    Down Payment Assistance
    Non-QM Mortgage
    HELOC
    Fixed 2nd Mortgage
    Cash-Out Refinance
    View All
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    Addresses and Serving Areas

    Year Started

    2015

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1408091
    Hobbies
    • Basketball
    • Golf
    • Traveling
    • View All
    Disclaimer
    Synergy One Lending, Inc. | NMLS 1907235 | www.nmlsconsumeraccess.org | 3131 Camino Del Rio N 150, San Diego, CA 92108 | (888) 995-1256 | Required state licensing information for Synergy One Lending, Inc: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law license; GA Residential Mortgage Licensee; MA Mortgage Lender/Broker License MC1907235; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Lender. • https://s1l.com/licensing/ • https://s1l.com/privacy-policy/ • https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1907235