Josh Shirota at CrossCountry Mortgage

Senior Loan Officer in Prescott, AZ | NMLS #874132

4.9

(25)

Mortgage

Mortgage Loan Officer

Contact Info

(928) 463-3404

Cleveland, OH

https://www.ccm.com/josh-shirota

Search Reviews

Write a Review

4.9

(25)

Filter by Date

Range

Filter by Rating

Josh is awesome! He walked me through every step when buying my first home which made it such a seamless process. It was a no-brainer to use him again for my second home. Josh is always clear and courteous. My realtor also commented on how...

Reply from Owner

July 13th, 2026 11:45 AM

Thank you so much for the kind words! It means a lot that you trusted me not just for your first home, but again for your second. Helping make the process as smooth and stress-free as possible is always my goal, so I'm glad to hear you had...

Josh is the real deal. He answers all questions with professionalism and expertise. To him, there are no stupid questions, especially from a first time home buyer. I had several health issues that left me forgetful and I must have asked the...

Reply from Josh Shirota at CrossCountry Mortga...

July 17th, 2026 05:54 PM

Tina, I'm truly grateful for your generous words and am happy to have been able to support you through the home buying process. It's important to me that all your questions were answered, especially during such a challenging time for you. Knowing...

Josh exceeded my expectations! His communication was outstanding, and he was always transparent throughout the entire process. Thanks to his expertise and dedication, we had a smooth and efficient loan closing. I truly appreciate everything...

Reply from Owner

July 9th, 2026 04:10 PM

Thank you so much for the kind words! We’re thrilled to hear that Josh provided the communication, transparency, and guidance you deserve throughout your loan process. His dedication to making the mortgage experience smooth and stress-free...

I had an excellent experience working with Josh Shirota in Prescott, AZ. As a buyer with a unique situation, I needed a mortgage lender who could communicate clearly, move quickly, and provide transparency throughout the process. Josh delivered...

Reply from Owner

July 9th, 2026 04:11 PM

Thank you so much for taking the time to share your experience! It was a pleasure helping you navigate your unique home financing situation and making sure you and your client had the clarity, communication, and confidence you needed throughout...

Josh was fantastic to work with. Explained everything in a way that makes sense and got things moving quickly for us.

Reply from Owner

July 9th, 2026 01:02 PM

Thank you so much for your kind words! I’m grateful for the opportunity to help you with your home loan and make the mortgage process as simple and stress-free as possible. My goal as a Prescott mortgage lender is to provide clear communication,...

As a realtor here on the Hyland Group, Josh Shirota at cross country mortgage couldn’t be more reliable and hard-working with every transaction we come across. Very grateful for Josh!

Reply from Owner

July 9th, 2026 12:59 PM

Thank you so much for your kind words! It means a lot to have the trust and support of our partners at the Hyland Group in Prescott, Arizona. Working alongside great agents like you makes every transaction a team effort, and I'm grateful for...

Josh Shirota has done loans for many of the buyers I've helped purchase homes. All have been flawless! He does a great job getting everything handled in a timely manner, all while helping the client feel at ease with the process. Josh is a...

Reply from Owner

July 9th, 2026 01:01 PM

Thank you so much for this amazing review! It truly means a lot to know you've had such great experiences working with me. Helping homebuyers throughout Prescott, Prescott Valley, Chino Valley, and the surrounding Arizona communities is something...

Josh is a super guy. Helpful, diligent, and highly available. He got us through a fairly complex transaction like it was no big deal. I'd recommend him and furthermore, I'd go to him again for a real estate deal. Super guy!

Reply from Owner

July 6th, 2026 05:28 PM

Jason, thank you so much for taking the time to leave us a review. We are so pleased to hear that you've had a great experience while working with Josh. He is amazing at what he does! Please let us know if you need anything else, we'd love...

Josh is a very reliable and attentive loan officer. He explained things well and was a pleasure to work with.

Reply from Josh Shirota at CrossCountry Mortga...

July 7th, 2026 12:18 PM

Jean, thank you so much for taking the time to leave me a review. I appreciate your kind words and am so glad we got to work together. Please let me know if you need anything else in the future! Happy homeowning!!

Josh was easy to talk to. He made the pre-approval process simple. He was there EVERY STEP of the way! He was able to erase my doubts and now my husband and I have our dream home!! Thank you Josh-you are amazing!

Reply from Josh Shirota at CrossCountry Mortga...

July 2nd, 2026 03:01 PM

Thank you Misty! I am so happy for you and your husband's future in your new home! Congratulations!!!!

10 of 25

About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Scottsdale, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #874132 | Branch NMLS #2012322

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Down Payment Assistance

Conventional Home Loan

USDA Loans

Non-QM

Reverse Mortgage

Home Equity Loan

Specialities

Construction Loans