Josh Jarrard
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
The tentativeness was incredible. I don't think the phone rang more than 2 times before Josh picked it up.
Reply from Josh Jarrard
May 4th, 2026 06:22 PM
Ha! You and Molly were a pleasure to work with, Cooper. All the best in your beautiful new home!
Josh made our experience simple and convenient with his constant communication. He responded to all our inquiries throughout the process with honesty, encouragement, and guidance that made this experience one that I will always appreciate....
read more
Reply from Josh Jarrard
April 10th, 2026 07:08 PM
Thanks for allowing us the opportunity, David. It was great working with you!
Josh was incredibly friendly and supportive throughout the entire process. As first-time homebuyers, my husband and I were unfamiliar with how everything works and what to expect. His clear communication, expertise, and professionalism reassured...
read more
Reply from Josh Jarrard
April 8th, 2026 05:37 PM
Thank you for the kind words, Lezette. We're very happy for you, David, and your family! We're very grateful you chose us to help you purchase your home!
Josh is very responsive, answered texts and emails promptly.
He's very creative and always finds a solution.
Several options were presented.
Keep up the good work Josh!!!!!
Reply from Josh Jarrard
March 23rd, 2026 04:57 PM
Thank you, Jorge, for taking the time to share your experience. I'm glad to hear that my approach resonated with you and that the options I provided were helpful. Your positive comments mean a lot, and I look forward to continuing to support...
read more
4 of 4
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
262
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 234275
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.