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Josh Gullick at CrossCountry Mortgage
Branch Manager | NMLS #943522
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Josh and his team are absolutely amazing! They helped me throughout the entire home-buying process and explained everything in extensive detail. I will have Josh as my lender for every investment property I purchase in the future! My experience...
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Josh Gullick is an exceptional mortgage loan officer. He was transparent, honest, knowledgeable, and extremely responsive throughout the entire process. Josh clearly understood our loan needs and was proactive in presenting multiple rate and...
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Josh Gullick at CrossCountry Mortgage has received a review with 5 star rating from Josh
Josh broke down all the numbers and made me feel confident that I was making the right choice.
Reply from Josh Gullick
January 19th, 2026 04:15 PM
It's great to hear that breaking down the numbers helped you feel confident in your decision, Joshua. Ensuring clarity and understanding throughout the process is important to me. If any other questions arise or if you need assistance in the...
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We had such a great experience refinancing with Josh G and his team. They were incredibly proactive, responsive, and kind throughout the entire process — even while working through the busy holiday season, which really says a lot.Everything...
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Everything went very well and the step by step process was explained well. Thank you
Reply from Josh Gullick
January 9th, 2026 03:45 PM
I'm pleased to hear that everything went smoothly and that the step-by-step process was clear for you. It’s important to me that my clients feel informed throughout. If you have any further questions or need assistance, feel free to reach out....
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Everyone was so helpful and we were i formed during the whole process!
Reply from Josh Gullick
December 30th, 2025 02:30 PM
I appreciate your feedback and am pleased to know that you found the process informative and that everyone was helpful. Keeping clients well-informed is a priority for me, and I'm glad it made a positive impact on your experience. If there's...
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This is our second refinance with Josh Gullick and team. We are super pleased with our experience and will continue to work with Josh!
Reply from Josh Gullick
December 19th, 2025 08:58 PM
I'm grateful for your continued trust and satisfaction with the refinancing experience. It's an honor to assist you for a second time, and I'm glad to hear that everything went smoothly. I'm here whenever you need support or have questions...
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The team headed by Josh Gullick at Cross Country Mortgage is exceptional! I highly recommend their services and have been a repeat customer for many years. They are excellent at supporting the customer needs and they each demonstrate excellent...
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I wouldn't turn to any other team as they exceed all expectations for those applying for a new loan or refinance. They are very informative and always go the extra mile to explain all options available. Thank you for the exceptional service...
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Reply from Josh Gullick
December 18th, 2025 01:36 PM
Your positive feedback reassures me that the service met your expectations. I’m glad to hear that you found my approach informative and thorough, especially when exploring different loan options. If there's anything more I can do to help in...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #943522 | Branch NMLS #2613279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 943522
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095