

Joseph Margaritondo
Mortgage Advisor | NMLS # 240023

Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to o... Show More
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Joe was personable, approachable and worked with us with our best interest in mind
Joe was always available when I need to ask questions and he always kept me updated regarding information about the mortgages as well as negotiations with the realtor.
Joe was exceptional every step of the way. He reall made things happen and got us to the finish line.
I truly can’t thank Joe enough for all that he did for us while we were purchasing our home. He continuously worked to get my fiancé and I the best rate possible. He was always available to answer questions and give advice. Could not recommend...
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Joe was always available to answer questions and was able to make the stressful process of buying a home run very smoothly. He is reliable and honest.
Joe is a great advisor, very pleasant and great personality. He guided me through the whole process. This process could have been very stressful, but he took his time to answer my questions and made me feel at ease. It was great doing business...
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Joe made himself available to answer any and all questions that I had. He eased any concerns that I had with the process as a first time home buyer.
The Weichert Financial Department was absolutely HORRIBLE! I believe that Joseph Margaritondo only took over on the day of my closing because Karina and Tammy decided to take a vacation during the final days leading up to my closing, after...
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Joe is a hands on guy , who always has time for his clients . He’s never too busy for any of his clients .
As first time homebuyers we had lots of questions from the very beginning up until the day of closing. Joe was very helpful and thorough in explaining options available to us. Today’s market isn’t the easiest to deal with and say yes to, but...
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About
Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to obtain a mortgage. Weichert Financial Services has licensed mortgage loan originators, called Mortgage Advisors, serving many areas. The Mortgage Advisor is the only person you need to assist you with your mortgage every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Specialities
First Time Home Buyer
USDA
1/0, 2/1, 3/2/1 Temporary Interest Rate Buydowns
HEL/HELOC’s
Non-QM
State Bond (NJHMFA, PHFA, MD CDA, Virginia Housing, DSHA)
ARMs
Asset Depletion
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 240023
Disclaimer
Mortgage Access Corp. d/b/a Weichert Financial Services, NMLS #2731, is a licensed mortgage lender and an Equal Housing Lender. 1625 Route 10 E, Suite 1, Morris Plains, NJ 07950. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker by the New York State Department of Financial Services. Experiences may vary. Reviews were not compensated. Terms, rates, and eligibility are subject to change and may vary based on creditworthiness. For more licensing information, please visit https://nmlsconsumeraccess.org/.