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Joseph Koester at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #709407

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Blue Ash, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Joe and his staff were amazing! Joe was so thorough and explained everything in great detail and in terms that we can understand.
Reply from Joseph Koester at CrossCountry Mort...
November 2nd, 2026 08:57 PM
Thank you, Andy! I’m glad we could make everything clear and easy to understand. We truly appreciate your trust and the opportunity to help with your home financing!
Joe is extremely knowledgable and explains things very clearly. He is accesible and answers all questions. It was really great to work with him.He really made us feel like valued customers . This is the third home that I have purchased and...
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Reply from Joseph Koester
November 2nd, 2026 08:57 PM
Thank you, Amy! Hearing this was your best homebuying experience means so much to me. It was a pleasure working with you, and I’m grateful for your trust. Enjoy your new home!
Your team was incredibly responsive and willing to answer any questions we had. This was our first time buying a home and Joe was very helpful in walking us through the process.
Reply from Joseph Koester at CrossCountry Mort...
October 29th, 2026 02:44 PM
Thank you, Ari! It was a pleasure helping you and Olivia buy your first home. I’m glad our team made the process easier and kept your questions answered along the way. Enjoy your new home!
Joe and his team were awesome to work with! It was our first home purchase and they made it as stress free as it gets!
Reply from Joseph Koester at CrossCountry Mort...
October 13th, 2026 06:20 PM
Thank you, David! We loved helping you buy your first home and appreciate you trusting our team. Enjoy your new home, and know we’re always here if you need us!
Clear process, great advice, answered all of our questions, worked effectively, was able to hold our rate even when fed increased.
Reply from Joseph Koester
October 12th, 2026 07:38 PM
I'm glad to hear that the process was clear and that you found the advice helpful, Gregory. It's great to know I could effectively assist you and hold your rate, even with changes from the Fed. Working with my team at CrossCountry Mortgage,...
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Working with Joe and his team has been great. They were all so helpful and knowledgeable about the whole process.
Reply from Joseph Koester
October 8th, 2026 03:25 PM
Anthony, I'm pleased to know that you had a great experience working with me and my team at CrossCountry Mortgage, LLC. We're glad our knowledge and support were helpful to you throughout the process.
Everything went as I expected!
Reply from Joseph Koester
October 2nd, 2026 03:29 PM
I'm glad to hear that everything went as you expected, Donald. Working with CrossCountry Mortgage, LLC to meet your needs is important to me. If there's anything else you need assistance with, please let me know.
Joe and Tina were fantastic!
Reply from Joseph Koester at CrossCountry Mort...
September 16th, 2026 05:55 PM
Thank you, Jacob! Tina and I appreciate you taking the time to leave a review. It was a pleasure working with you!
Being a local lender really helped me in multiple offer negotiations. Joe and the whole team are very knowledgeable about the process. I trust Joe with many of my buyer clients and for my personal home as well.
Reply from Joseph Koester at CrossCountry Mort...
September 14th, 2026 02:20 PM
Hunter, thank you for the kind words and continued trust. It means a lot that you’ve trusted our team not only with your buyer clients, but with your own home as well. We truly value the relationship and always appreciate the opportunity to...
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My (2nd) house buying experience with Joe and the team has been exceptional! They dot their i's , cross their t's, and keep you well informed so that you can feel confident every step of the way. Any questions I had were quickly answered, and...
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Reply from Joseph Koester at CrossCountry Mort...
September 10th, 2026 12:55 PM
Thank you so much for the kind words and, more importantly, for trusting us with your home financing for a second time! It means a lot to hear that you felt informed and confident throughout the process. Tina, Elizabeth, Shelley, and I truly...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Blue Ash, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #709407 | Branch NMLS #2699896
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- 709407
Hobbies
- Cycling
- Aviation
- Squash
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095