

Joseph Koester at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #709407

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cincinnati, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid...... Show More
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Joe was very informative and responsive. He helped walk me through the entire process and made sure I understood everything that I was agreeing to. I would highly recommend working with Joe to family and friends.
Reply from Joseph Koester at CrossCountry Mort...
May 28th, 2026 03:10 PM
Thanks Christopher, I really appreciate the kind words. It was a pleasure helping you through the process and I’m glad we could make everything clear and smooth along the way. Congratulations again on the new home, and thank you for trusting...
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Joe held my hand through my first home purchase. He always followed up in a timely fashion and was available to me during the entire experience. Cannot thank him enough for his help!
Reply from Joseph Koester at CrossCountry Mort...
May 27th, 2026 03:11 PM
Thank you so much for the kind words, Ford. It was a pleasure helping you through your first home purchase. I know the process can feel overwhelming at times, so I’m glad I could help make it a smooth experience for you. Congratulations again...
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Joe and his entire team were incredible throughout our entire home buying journey. Joe has expert knowledge of the mortgage and real estate landscape and explains complex concepts in an easy to understand way. He was willing to talk with me...
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Reply from Joseph Koester at CrossCountry Mort...
May 11th, 2026 02:25 PM
Beth, thank you so much for the kind words. It truly means a lot to me and my team. Buying a home can feel overwhelming at times, so I’m really glad we were able to make the process clear and comfortable for you every step of the way. Congratulations...
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Joe was extremely responsive and very helpful and clear when communicating information and needs
Reply from Joseph Koester at CrossCountry Mort...
May 6th, 2026 07:45 PM
Thank you so much, Carol! It was a pleasure working with you. I really appreciate the kind words and am glad I could help make the process clear and smooth along the way. Wishing you all the best moving forward, and please don’t hesitate to...
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I had a great experience working with Joseph Koester on my mortgage financing. From start to finish, he was professional, efficient, and genuinely easy to work with. He took the time to explain every step clearly, kept everything moving smoothly,...
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Reply from Joseph Koester
May 6th, 2026 07:46 PM
Thank you so much, Spencer. I truly appreciate the thoughtful review and kind words. It was a pleasure helping you through the process, and I’m glad I could make everything feel straightforward and manageable along the way. Wishing you both...
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Communication from Joe and his team was great. The loan was clear to close well in advance of the closing date. My buyer client was very happy with him.
Reply from Joseph Koester at CrossCountry Mort...
May 4th, 2026 04:43 PM
Thanks so much, Marie. Really appreciate the kind words. It was a pleasure working with you on this one and I’m glad everything came together smoothly for your client. Looking forward to the next deal together.
Everything went very smooth.
Reply from Joseph Koester
April 9th, 2026 12:55 PM
I'm glad to hear that everything went smoothly for you, Betty. It's always my goal to ensure a seamless process for my clients. If you have any future questions or need assistance, feel free to get in touch.
Joe Koester was very responsive to all correspondence, and helped us through a very unexpected last minute situation; because of his excellent work, we were able to close a few days earlier than expected. His answers to our many questions were...
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Reply from Joseph Koester
April 6th, 2026 08:19 PM
Thank you for your kind words, Seana. I'm pleased to hear that my responsiveness and clear communication were helpful in navigating the unexpected situation. Closing earlier than planned is always a plus, and I'm glad I could assist in making...
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Joe was amazing and made the closing go so smooth
Reply from Joseph Koester at CrossCountry Mort...
March 10th, 2026 03:22 PM
Rachel, thank you so much for the kind words. It was a pleasure working with you and Carmen. I truly appreciate you trusting us with such an important milestone. If you need anything in the future, please don't hesitate to reach out. Thanks,...
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As first-tike time homebuyers Joe helped guide me and my partner through the complicated mortgage process. He answered any questions we had, responded quickly, and was transparent throughout the process. We really appreciated Joe's help on...
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Reply from Joseph Koester at CrossCountry Mort...
March 10th, 2026 03:23 PM
Mark, thank you for the thoughtful review. It was a pleasure helping you both with through your first home purchase. Buying a home for the first time can feel complicated, so I'm glad we could help guide you through the process and be there...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cincinnati, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #709407 | Branch NMLS #2458257
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
491
/850
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- 709407
Hobbies
- Cycling
- Aviation
- Squash
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095