

Joseph Koester at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #709407

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Blue Ash, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Reviews from Web
Everything went as I expected!
Joe and Tina were fantastic!
Reply from Joseph Koester at CrossCountry Mort...
September 16th, 2026 05:55 PM
Thank you, Jacob! Tina and I appreciate you taking the time to leave a review. It was a pleasure working with you!
Being a local lender really helped me in multiple offer negotiations. Joe and the whole team are very knowledgeable about the process. I trust Joe with many of my buyer clients and for my personal home as well.
Reply from Joseph Koester at CrossCountry Mort...
September 14th, 2026 02:20 PM
Hunter, thank you for the kind words and continued trust. It means a lot that you’ve trusted our team not only with your buyer clients, but with your own home as well. We truly value the relationship and always appreciate the opportunity to...
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My (2nd) house buying experience with Joe and the team has been exceptional! They dot their i's , cross their t's, and keep you well informed so that you can feel confident every step of the way. Any questions I had were quickly answered, and...
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Reply from Joseph Koester at CrossCountry Mort...
September 10th, 2026 12:55 PM
Thank you so much for the kind words and, more importantly, for trusting us with your home financing for a second time! It means a lot to hear that you felt informed and confident throughout the process. Tina, Elizabeth, Shelley, and I truly...
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Joe was incredible! Of all the people we worked with during the homebuying process, we may have trusted him the most. Always honest, always clear. Doesn't play games or make you jump through hoops. Never felt like he was working us or trying...
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Reply from Joseph Koester
September 10th, 2026 12:55 PM
Thank you so much for this. Earning your trust throughout the process means more to me than anything. My goal is always to give straightforward, honest advice and make sure you have the information you need to make the best decision for you....
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Joe and the team were fantastic to work with throughout the entire home-buying process. As a first-time homebuyer, I had a lot of questions, and Joe always took the time to make sure I understood every document and decision along the way. His...
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Reply from Joseph Koester at CrossCountry Mort...
August 31st, 2026 06:59 PM
Erik, thank you so much for the kind words! It was a pleasure working with you and helping you navigate your first home purchase. I’m glad we could make the process easy to understand and give you confidence along the way. Congratulations again...
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We had the best experience and are thrilled with the outcomes.
Reply from Joseph Koester
August 10th, 2026 01:49 PM
Thanks, Zack!
Joe and team were super responsive and took the time to help me understand everything. The website was easy to use and loved having a list of to-dos with due dates listed. I was confident in Joe's team getting everything done on time and accurately....
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Reply from Joseph Koester at CrossCountry Mort...
August 4th, 2026 11:57 AM
Katie, thank you so much for your kind words! It was a pleasure working with you. I'm so glad you found the process easy to navigate and that our team's communication and to-do list helped make everything feel organized and stress-free. We...
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Everything went smoothly and efficiently.
Reply from Joseph Koester
August 4th, 2026 11:58 AM
Karin, thank you for taking the time to leave a review! We're so glad everything went smoothly and efficiently. It was a pleasure working with you and Paul, and we truly appreciate the opportunity to help. If you ever need anything in the future,...
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Joseph was clear and very responsive in what was a quicker than usual turnaround timing to close.
Reply from Joseph Koester
August 4th, 2026 11:58 AM
Eddie, thank you for the great review! I really appreciate your kind words. It was a pleasure working with you both, and I'm glad we were able to keep everything clear and responsive while meeting your accelerated closing timeline. Congratulations,...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Blue Ash, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #709407 | Branch NMLS #2699896
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- 709407
Hobbies
- Cycling
- Aviation
- Squash
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095