

Joseph Costanzo at CrossCountry Mortgage
Senior Loan Officer | NMLS #1408507

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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Joseph responded quickly and communicated next steps effectively. I always knew what was needed from me.
Reply from Joseph Costanzo
May 4th, 2026 06:16 PM
Thank you for your kind words, Alexandria. I'm pleased to hear that my communication helped keep things clear for you during the process. If there's anything else you need or any questions come up, please don't hesitate to reach out.
Joseph was very communicative throughout the process and eased any concerns or questions I had. He was fantastic to work with.
Reply from Joseph Costanzo
April 27th, 2026 02:20 PM
I'm happy to know that my communication and support helped ease your concerns, Heather. It was great to work with you, and I appreciate your kind words. If you ever have more questions or need assistance in the future, feel free to reach out....
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If friends come and ask for my opinion. I'll definately send them your way. Thanks a lot of everything. Now I'm not so stress. Is the reason the truck has to be paid off because my ratio was too high?
Reply from Joseph Costanzo
March 10th, 2026 02:39 PM
It's great to know you'd recommend me to your friends, Rebecca. I'm glad I could help alleviate some of the stress for you. Regarding your question about the truck payment, typically, it relates to ensuring a manageable debt-to-income (DTI)...
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Was in constant contact through out the process which was great.
Reply from Joseph Costanzo
December 29th, 2025 05:12 PM
I'm glad to hear that the ongoing communication was helpful for you, Lyndon. Keeping in touch throughout the process is important to me, and I'm pleased it contributed positively to your experience. If you have any questions or need further...
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Joseph was easy to work with and was always available to answer questions.
goes above and beyond walking you through the whole process of doing a refinance listens to your problems and offers suggestions
Reply from Joseph Costanzo
December 8th, 2025 08:37 PM
Thank you for sharing your experience, Raymond. I’m pleased to know that you felt supported throughout the refinance process. Listening and offering helpful suggestions are important to me, so it’s encouraging to hear they made a difference...
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we close on 11/22/2025 got the cash on 11/29 but didnot get the checks so now we owe more money in interst to other companys because we are being delay with getting our money. so i hope that we don't have to make a payment till after we have...
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Joseph was very thorough in explaining every step of my refinance process. He responded very promptly to any questions I had, and make the everything very easy and efficient! I would definitely recommend him to others!
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Reply from Joseph Costanzo
December 2nd, 2025 07:00 PM
I appreciate your kind words, Kristin. Clarity and responsiveness are key aspects I focus on, so it's great to hear that you felt supported throughout your refinance process. Making things straightforward and efficient for you is always my...
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Overall everything went great. The communication with Mr.Costanzo was great.
Reply from Joseph Costanzo at CrossCountry Mor...
November 18th, 2025 02:55 PM
I'm glad to hear that everything went smoothly for you, Marina. Effective communication is important, and I'm pleased it met your expectations. If there's anything else you need or if you have future questions, please feel free to reach out....
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Because I feel that I could have gotten more what my house is worse than what I got so I thank him for what he's done
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1408507 | Branch NMLS #3029
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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199
/850
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1408507
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095