

Joseph Costanzo at CrossCountry Mortgage
Senior Loan Officer | NMLS #1408507

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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Clear and empathetic communication as well as helping me make it happen. Thanks Joseph!
Reply from Joseph Costanzo at CrossCountry Mor...
July 9th, 2026 06:24 PM
Nathan, I appreciate your kind words and am glad to hear that my communication and assistance were helpful to you. If you have any more questions or need further support, please feel free to reach out.
Everyone explained to me what I didn't understand
Reply from Joseph Costanzo at CrossCountry Mor...
July 8th, 2026 03:40 PM
Debra, I'm glad to hear that everything was clearly explained to you. If you have any more questions or need further assistance, please feel free to reach out.
Joseph is an A list loan manager! We are very happy with what he pulled off!
Reply from Joseph Costanzo
June 8th, 2026 08:04 PM
Thank you for your kind words, Brian. I'm glad to hear that you are pleased with the results. If there's anything else I can assist you with in the future, please feel free to reach out.
Joseph responded quickly and communicated next steps effectively. I always knew what was needed from me.
Reply from Joseph Costanzo
May 4th, 2026 06:16 PM
Thank you for your kind words, Alexandria. I'm pleased to hear that my communication helped keep things clear for you during the process. If there's anything else you need or any questions come up, please don't hesitate to reach out.
Joseph was very communicative throughout the process and eased any concerns or questions I had. He was fantastic to work with.
Reply from Joseph Costanzo
April 27th, 2026 02:20 PM
I'm happy to know that my communication and support helped ease your concerns, Heather. It was great to work with you, and I appreciate your kind words. If you ever have more questions or need assistance in the future, feel free to reach out....
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If friends come and ask for my opinion. I'll definately send them your way. Thanks a lot of everything. Now I'm not so stress. Is the reason the truck has to be paid off because my ratio was too high?
Reply from Joseph Costanzo
March 10th, 2026 02:39 PM
It's great to know you'd recommend me to your friends, Rebecca. I'm glad I could help alleviate some of the stress for you. Regarding your question about the truck payment, typically, it relates to ensuring a manageable debt-to-income (DTI)...
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Was in constant contact through out the process which was great.
Reply from Joseph Costanzo
December 29th, 2025 05:12 PM
I'm glad to hear that the ongoing communication was helpful for you, Lyndon. Keeping in touch throughout the process is important to me, and I'm pleased it contributed positively to your experience. If you have any questions or need further...
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Joseph was easy to work with and was always available to answer questions.
goes above and beyond walking you through the whole process of doing a refinance listens to your problems and offers suggestions
Reply from Joseph Costanzo
December 8th, 2025 08:37 PM
Thank you for sharing your experience, Raymond. I’m pleased to know that you felt supported throughout the refinance process. Listening and offering helpful suggestions are important to me, so it’s encouraging to hear they made a difference...
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we close on 11/22/2025 got the cash on 11/29 but didnot get the checks so now we owe more money in interst to other companys because we are being delay with getting our money. so i hope that we don't have to make a payment till after we have...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1408507 | Branch NMLS #3029
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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412
/850
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1408507
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095