

Joseph Cosares at CrossCountry Mortgage
Outside Loan Originator | NMLS #1445886

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Delray Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons...... Show More
Location & Business Hours
Friday
8:30 AM to 5:00 PM
(Open Now)
Saturday
closed
Sunday
closed
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Reviews from Web
Joseph was helpful from the start and explained each step of the process. He answered questions quickly and efficiently making the process smooth and easy.
Reply from Joseph Cosares
April 28th, 2026 08:08 PM
Alexandra, I'm grateful for your kind words and am pleased to hear that I could assist in making the process smooth and easy for you. It's always my goal to provide helpful and efficient service, so your feedback means a lot. If you have any...
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Joe is awesome at what he does, he’ll take his time out to get whatever you need done for the next day even if it 8-9 pm and you have a crazy request! He explained everything clearly and worked to get us the best deal possible for me and my...
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Joe is awesome at what he does, he’ll take his time out to get whatever you need done for the next day even if it 8-9 pm and you have a crazy request! He explained everything clearly and worked to get us the best deal possible for me and my...
read more
Being a first time home buyers my fiancé and I didn’t know what to do or where to start but joe and his team really made this process easy for us. He walked us through every step of the way, explaining all the details in depth to keep us informed...
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Being a first time home buyers my fiancé and I didn’t know what to do or where to start but joe and his team really made this process easy for us. He walked us through every step of the way, explaining all the details in depth to keep us informed...
read more
Joe made the loan process easy and was always able to answer my questions. Very friendly! He will happily walk you through any part of the process you are unclear about. Phone, text, email, he can easily be reached.
Joe made the loan process easy and was always able to answer my questions. Very friendly! He will happily walk you through any part of the process you are unclear about. Phone, text, email, he can easily be reached.
I deeply appreciate the fact that Joseph made himself readily available during and even after regular working hours. He answered all of my questions and helped me understand my first home buying process. Buying a home is one of the scariest...
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Joseph helped us buy our first home and he made it such an incredibly pleasant experience. At no point was there ever a question that was too simple or complex. Joseph was always ready with the answers at a moment's notice. His expertise and...
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Joseph helped us buy our first home and he made it such an incredibly pleasant experience. At no point was there ever a question that was too simple or complex. Joseph was always ready with the answers at a moment's notice. His expertise and...
read more
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Delray Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1445886 | Branch NMLS #1623515
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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465
/850
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1445886
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095