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Team Molina at Coast Home Loans
Sr Loan Officer
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Excellent, Very professional
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:23 PM
I'm glad to hear that you found my service professional, Nancy. Thank you for taking the time to share your positive experience. If there's anything else you need or questions you may have, I'm here to help.
Jose and his team were great to work with. He kept me informed as well as the buyers every step of the way. It is always hats off to the lender when all parties know the progress being made on the transaction.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:23 PM
I'm pleased to hear that you had a positive experience working with Jose and the team. Keeping everyone informed throughout the transaction is something I prioritize, so it's rewarding to know this approach made a difference for you. Thank...
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JOSE AND HIS TEAM WERE GREAT IN OBTAINING A LOAN FOR MY CLIENTS THE CARRASCOS. THEY PROVIDED GREAT CUSTOMER SERVICE. COMMUNICATION WAS CONSISTENT THROUGHOUT THE LOAN AND PURCHASING PROCESS. I LOOK FORWARD TO FUTURE TRANSACTIONS WITH JOSE AND...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:24 PM
Thank you, Henry, for taking the time to share your positive experience. It's encouraging to know that Jose and the team were able to assist effectively throughout the loan process for your clients, the Carrascos. Consistent communication is...
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Team Molina made the experience pleasant and less stressful.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:24 PM
I'm really glad to hear that you had a positive experience with Team Molina. It’s important to me that the loan process feels smooth and manageable for everyone involved. Thank you for your kind words, Patricia, and for trusting me to assist...
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We are currently in the process of buying our 1st home. Jose and his staff are being more than helpful every step of the way, Jose responds really fast which shows how much the team really cares. My spouse and I don't know what we're doing...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:25 PM
I'm truly glad to hear that Christina. It's fantastic that you and your spouse feel supported and informed during this significant process. Being a first-time homebuyer can be overwhelming, and I'm pleased that I can help make things clearer...
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WOW Jose. We got short sale approval and you closed in 2 weeks on a FHA. Way to go!!!
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:26 PM
I'm truly pleased to hear that everything went smoothly, Vicki. Navigating a short sale can be challenging, and I'm glad I could assist in closing it quickly. If you have any more questions or need further assistance in the future, please feel...
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Jose Molina and his team Jacky and Helen were AWSOME, this was my second time visiting them for mortgage needs and they the helped me every step of the way. My calls were allways answered and most of all they treated me like family. GOD BLESS...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:26 PM
I'm truly grateful for your kind words, Claudia. It's rewarding to know you felt supported and valued during your mortgage process. Jose, Jacky, and Helen are delighted to have helped make your experience feel like family. Thank you for choosing...
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I had a easy understanding and learning process in buying my house. Jose Molina and wife had the knowledge and patience to explain every detail and walking me on my first time home owner. I strongly recommend SUMMIT FUNDING Inc. on your process...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:26 PM
It’s fantastic to hear that your experience with buying your first home was smooth and informative. I'm glad that Jose and his wife were able to provide the guidance and support you needed. Your recommendation of Summit Funding Inc. is appreciated,...
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From the first time I met my loan officer, I felt comfortable, relief and safe. I have gone through three loan officers before for a little over a year and just felt like I was another number on their list. Sometimes even a bother. With Jose...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:27 PM
Crystal, I'm genuinely pleased to hear about your positive experience with me and my team. It's important to me that each client feels valued and well-supported throughout the home loan process. I'm glad that the communication and guidance...
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Thanks Jose. You have a great team. I enjoyed working with you as well. I will certainly let people know about your efficient team.
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:33 PM
Thank you, Jody. I'm glad to hear you enjoyed working with us and appreciate your kind words about our team. Your support and willingness to recommend us mean a lot.
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
Gallery
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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