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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
12 PM to 5 PM
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Reviews from Web
Team work
Reply from Team Molina at Coast Home Loans
August 23rd, 2025 12:18 AM
Thank you, Ma, for highlighting the teamwork. It's a pleasure to know that the collective efforts made a positive impact on your experience. If there's any more support or information you need, I'm just a call or message away.
Very positive,honest and everyone there very helpful. Thank you Jose for helping me out!
Reply from Team Molina at Coast Home Loans
August 23rd, 2025 12:18 AM
Maria, thank you for your kind words. I'm pleased to hear that you found the experience positive and that the team was helpful to you. Jose takes great pride in assisting clients, and I'm glad he could make a difference for you. If there’s...
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Jose and his team make everything so easy..it's like a cake walk!!They tell you what you need, when they need it, and all you have to do is provide them with the info. They answer all questions fast and to the point of understanding all that...
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Reply from Team Molina at Coast Home Loans
August 23rd, 2025 12:17 AM
Dustin, thank you for taking the time to share your experience with Jose and his team. I'm thrilled that the process felt straightforward and clear for you, and it's wonderful to hear that you found the communication to be precise and helpful....
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Quick response
Reply from Team Molina at Coast Home Loans
August 23rd, 2025 12:17 AM
John, thank you for your review. It's great to know that you appreciated the quick response. Being timely and attentive is a priority for me, and I'm glad it made a difference in your experience. If you have any further questions or need assistance,...
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The communication and the team was awesome to work with.
Reply from Team Molina at Coast Home Loans
August 23rd, 2025 12:16 AM
Natalie, thank you for your kind words. I'm really pleased to hear that the communication and the team's efforts made working with us a positive experience for you. Having a supportive and approachable process is something I aim for, so knowing...
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Jose took his time to explain everything step by step
Reply from Team Molina at Coast Home Loans
August 23rd, 2025 12:16 AM
Lucky, I appreciate you taking the time to share your experience. I'm pleased to hear that Jose's step-by-step explanations were helpful for you. It's crucial that you feel informed and comfortable throughout the process. If you have any further...
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Great communication, friendly, knowledgeable and helpful staff. When I had a question, they had an answer either on the spot or in a short period of time! Jose and his staff are my go to people!
Reply from Team Molina at Coast Home Loans
August 23rd, 2025 12:16 AM
Carlos, I'm grateful for your kind words. It's wonderful to hear that your interactions with Jose and the team were so positive. Providing timely answers and support is something we always strive for, and I'm glad this made a difference for...
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Team Molina at Coast Home Loans has received a review with 5 star rating from Rich A
Team Molina at Coast Home Loans has received a review with 5 star rating from Rich A
Buying a home is a very stressful process, through all the required documents and multiple signing of documents, the team always welcomed us with a smile, were up beat, and made it happen. Thank you team MOLINA!
Reply from Team Molina at Coast Home Loans
August 4th, 2025 09:20 PM
Ernesto, thank you for sharing your thoughts on your home buying experience. The process can indeed be overwhelming, and I'm glad to hear that my team and I were able to support you with a positive attitude and help make it happen. I appreciate...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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