
Joni Hamlett
Senior Mortgage Banker

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Joni was so easy to work with and she took care of everything. She made the process go so smoothly. it was a pleasure working with her.
Joni was great to work with. If we had any questions, she would answer them promptly.
I LOVED working with Joni and Embrace Loans. I was a first time home buyer who had limited working knowledge of the home buying process. Joni took me under her wing and explained, in great detail, the loan/financing process. If I didn't understand...
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My customer service experience was absolutely awesome. There was never a time when I felt the Joni was unable to be reached
I have nothing but positive things to say about Joni Hamlett. She was very professional in her task as well as caring about me. Each step was explained; every piece of paperwork signed was explained completely. Joni did the extra step to find...
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My husband and I have worked with Joni Hamlett before and she is totally an outstanding loan officer. She and her loan processor, Donna Coffee were always prompt to any questions you may have. We loved being able to do much of this process...
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If you are looking for a home mortgage loan, Embrace is the place. It's really a no-brainer. The entire team is professional and caring. Joni Hamlett excels at customer service. I have used them twice and both times it was a very positive experience....
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Experience was great always made me feel important and always got back to me quickly! I would recommend her to anyone!!
Joni was tremendous and walked us through the loan process step by step. She was always quick to respond and even go out of her way to assist us. She made the process so easy.
Joni made the entire experience easy to understand and actually enjoyable. She is extremely knowledgeable and so personal - working with her felt like family! I always knew that she had my best interest at heart.
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #234278
- Licensed in VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.