
Joni Hamlett
Senior Mortgage Banker

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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This is the 2nd time we have used Joni and she is always so helpful!! Very thankful for her vast knowledge and helpful personality!
Quick closing
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Joni is very personable and worked hard on our behalf. She always kept us up to date and was always our advocate!
Joni is hands down the best!!!! She works hard to get you approved and helps you understand the entire process before during and after! She is very knowledgeable and very pleasant to work with!
Joni communicated with me through out the entire process.
The ease of obtaining the loan. The friendliness of Joni and the information she provided.
Joni was great to work with. She was professional and explained everything thoroughly and answered all of our questions. Also very likable. I would use her again and recommend her to others.
Joni and the team at Embrace truly went above and beyond throughout our loan process. I always felt like she was on top of the details of our loan and was always a text or phone-call away. Thank you Joni and Embrace!
This was my husband and I’s first time buying a home. To say we knew nothing is an understatement. Joni was so patient and full of grace when it cane to answering our questions and walking us through the loan process. I can’t imagine doing...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #234278
- Licensed in VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.