
Joni Hamlett
Senior Mortgage Banker

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Very good and informative for a first time home buyer.
I literally had to do nothing Joni took care of everything for me ! Joni’s Customer service was amazing
I have had Joni for my first loan and went in to ask a question about a refi I was doing with another group and she offered a better rate and lower closing costs. A pleasant surprise!! :-)
I cannot say enough positive things about Joni Hamlett and Embrace Home Loans. Everything was perfectly communicated through the entire process. The online portal made submitting documents easy. Joni was there for us the entire process, and...
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Joni was great throughout the while process. Clear communicator and got us closed on time!
Very fast and easy to work with
Great people. Great service. Joni was a joy to work with as were the other employees in which we had contact!!!
Always a pleasure working with Joni!!
They just made this so easy. Never done before and they helped me along the way with everything..such a nice bunch of people
Joni was always willing to help and made herself available almost any time of day.
201–210 of 563
About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #234278
- Licensed in VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.