
Joni Hamlett
Senior Mortgage Banker

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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This is our third time that Joni has provided mortgage loans for us. She has been great every single time. We highly recommend her if you’re seeking mortgage services.
Joni was very pleasant to work with, she was prompt, considerate, and very clear on what needed to be done and very helpful informative on any questions we had. She helped make our families first home buying experience an unforgettable memory!...
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Joni is the Best! She walked me thru steps when needed and was always there for any questions and concerns that I had!!
What made it great she was very understanding and helpful with everything even answered my questions wonderful person to work with.
Joni Hamlett was wonderful through this entire experience. I was very nervous about buying a home and Joni made the experience very easy and pleasant. She answered all my questions right away and guided me through this experience. I would recommend...
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This was the second time I have used Joni in this type of transaction. Each time the level of assistance, knowledge, and professionalism was outstanding. I would recommend Joni and embrace for any home loan needs
She was very insightful and AVAILABLE. She would get back to me immediately. We felt very comfortable with her.
Joni was amazing! We appreciated her help with our complex situation, finding a solution for us for a conventional loan with a low rate. We could not be more happy and grateful to have had Joni as our loan officer!
At the end of our transaction with embrace, we had an issue with another agency that I was unable to manage. Joni made a phone call and made the situation right. It made a huge difference in the outcome to us. So glad that Joni was on our side....
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Joni was always very friendly and so responsive to all of our questions and needs. She goes above and beyond for her clients.
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #234278
- Licensed in VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.