

Jonathan Gonzalez
HELOC Specialist | NMLS# 2190153

With more than 10 years of experience in banking and consumer lending, Jonathan Gonzalez is dedicated to helping homeowners make the most of their homeownership journey—particularly when it comes to leveraging home equity to achieve their f... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I have been able to call and email with all my questions and he gets back to me right away every time . He is so kind and helpful! Very happy with my experience .
Reply from Jonathan Gonzalez
July 13th, 2026 07:13 PM
Jessenia, I'm pleased to know that I've been able to assist you promptly with your questions. Your kind words mean a lot, and I'm thankful you had a positive experience with Central Trust Bank.
once we got past all the technological hurdles and I got to sit down with Jonatnan papers were readily explained and the process completed in a timely manner. Jonathan was very personable and professional in our meeting and commend him in his...
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Reply from Jonathan Gonzalez
July 13th, 2026 12:40 PM
John, I'm glad to hear that once we overcame the initial technological hurdles, the process went smoothly for you. I appreciate your kind words about my efforts and professionalism. It was a pleasure to assist you in achieving your goals at...
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Jonathan is very friendly and answered all of our questions.
Reply from Jonathan Gonzalez
July 13th, 2026 01:25 PM
Beatrix, I'm grateful for your kind words. I'm happy I could assist you and answer all your questions at Central Trust Bank.
Although my HELOC was advancing due to me doing what was needed through the onine portal, no communication was sent from an actual person. When I went to a branch to do business, they kept asking if someone was talking to me and I had to say...
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He was knowledgeable and explained things very well.
The entire team was incredibly helpful and very responsive. I knew where I was at in each
step of the process. Exceptional customer service.
After researching my options, I was able to procure my needs.
I can do without 5 emails a day though.
All the personnel that worked on securing the loan for us were excellent .
Central Bank sends too many emails. BUT we were immensely pleased with Jonathan and Brandi.
Kept us informed in a timely manner and explained everything we needed to know. Also worked to eliminate pain points.
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About
With more than 10 years of experience in banking and consumer lending, Jonathan Gonzalez is dedicated to helping homeowners make the most of their homeownership journey—particularly when it comes to leveraging home equity to achieve their financial goals. Whether clients are looking to refinance, consolidate debt, or access funds for life’s next chapter, he is committed to delivering personalized loan solutions tailored to each borrower’s unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Disclaimer
The Central Trust Bank NMLS ID # 407985