

John Pyne
EVP, Regional Manager

With over 20 years in mortgage banking and more than a billion dollars in funded mortgages, John Pyne has helped clients through every stage of homeownership. From first-time and move-up buyers to investors and homeowners seeking refinance ... Show More
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Reviews from Web
Best lending experience to date for me.......All was very easy
Reply from John Pyne
March 23rd, 2026 04:52 PM
Andrew, thank you so much for taking the time to share your positive experience and 5 star review! If you ever have any questions or need further assistance, we are always here to support you. Thanks!
John Pyne has received a review with 5 star rating from Greg S
Reply from Owner
March 2nd, 2026 12:45 AM
Thank you so much for the 5-star Review, Greg! It was great working with you!
John was fantastic to work with. He was available for us whenever we had a question and was very thorough with his explanations of what we could expect with all aspects of the process.
Reply from John Pyne
March 23rd, 2026 04:54 PM
Gregory, thank you so much for taking the time to share your experience. Enjoy your new home! And always know we are here if you have any questions or mortgage needs in the future. Thanks!
Again a great experience. Thanks to Devin for making it quick and painless to refinance ame Lower our monthly payments so soon after our purchase Last year!
Reply from John Pyne
February 28th, 2026 09:44 PM
Brandon, I'm really pleased to hear you had another positive experience working with us. Please know we are always here for all of your mortgage financing needs!
It was great working with John, Devin, and the whole team. They were proactive, helping us to secure a better rate, making the experience very smooth, and helping us every step of the way.
Reply from John Pyne
February 28th, 2026 09:47 PM
Darius, I'm pleased to hear that you had a smooth refinancing experience! Please know that we are always here for any of your mortgage questions or needs in the future.
Everything your team provided was seamless and done with excellence. I feel like my case was a bit complicated and it still went so smoothly. There were 3 moving parts in my purchase (me, a co-signer, and a gifter) and we all had a great experience....
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Reply from John Pyne
February 21st, 2026 06:41 PM
Thank you for sharing your positive experience! Enjoy your new home and know we are always here if you need any assistance in the future
Appreciate the communication and touch points with folks across the team, especially Devin, as we worked with him previously. Know that it's not always someone's job to explain things outside their remit but no one bats an eye at questions...
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Reply from John Pyne
February 21st, 2026 06:42 PM
Samuel, I'm grateful for your thoughtful feedback. It's encouraging to hear that the communication and efforts from everyone involved, particularly Devin, made the refinancing process smooth for you. Thanks so much for the 5 star review!
Devin O'Reilly has been excellent through two mortgage processes now - an initial purchase and a refinance. Knowledgable, punctual, offers great advice. 10/10 recommend.
Reply from John Pyne
February 21st, 2026 06:47 PM
Alexander, thank you for the fantastic review and the 5-star rating! I'm grateful Devin and The Pyne Team could assist you with your purchase and your recent refinance. Please know we are always here for any of your questions or mortgage needs...
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Very responsive and very helpful
Reply from John Pyne
February 12th, 2026 06:10 PM
Thanks for the 5 star review, David! It was great working with you!
A lot of requirements were asked. I didn't like the fact that my entire work history was pulled after linking my HR account. The pull of data should be limited to only how long (2years) is needed/required for underwriting. (No one wants to...
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Reply from John Pyne
February 12th, 2026 06:12 PM
Thank you for the 5-star review, Flavius. I truly appreciate it! I also appreciate the honest feedback. Mortgage underwriting does require a detailed review of employment history to meet standard lending guidelines, and sometimes the documentation...
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About
With over 20 years in mortgage banking and more than a billion dollars in funded mortgages, John Pyne has helped clients through every stage of homeownership. From first-time and move-up buyers to investors and homeowners seeking refinance solutions, John brings clarity, confidence, and care to every situation. A 4th generation Washingtonian living in Vienna, Virginia, John combines deep local roots with extensive market experience to help clients navigate the Northern Virginia and DC-area housing market with confidence. John and The Pyne Team are known for clear communication, personalized strategies, and a stress-free process from start to finish, always available when important decisions need to be made.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
VA Home loans, Conventional Loans, Jumbo Loans, Refinances, First Time Homebuyer Programs, FHA,
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Memberships
- Total Expert Originator Advisory Board
- Mortgage Bankers Association
- Mortgage Bankers Association of Metropolitan Washington, Board of Governors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #396073
- Licensed in VA, MD, NC, SC, PA, DE, DC, FL, GA#396073, & WV
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Achievements
- Scotsman Guide Top Originator
- Scotsman Guide Top Emerging Star
- Top 200 Mortgage Originator
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Hobbies
- Cooking
- Pickleball
- Golf
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Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.