

John Varano
Branch Manager | Senior Loan Officer | NMLS #14273...

At Greentree Mortgage, HMA Mortgage Partner, we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their trans... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
John and his team are professional and efficient. John is always a phone call away and available when you need him. Greentree made the process easy. Everything was done over the phone and through email which was a savior because of my work...
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Reply from Owner
January 3rd, 2018 12:00 AM
Thank you for the wonderful review! You were a pleasure to deal with!
Thank you for the amazing experience at closing. We've never signed our life away so FAST. No issues, no last minute demand - just right. Prepared buyers with prepared lender = perfect closing!Office staff super helpful and professional. Able...
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Reply from Owner
December 19th, 2017 12:00 AM
Thank you for the wonderful review! You were a pleasure to deal with!
John made the entire process seamless but most importantly, he was always available and willing to answer any question I had as a first time home-buyer. All the way through settlement, he explained the steps coming up and meaning of all the...
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Reply from Owner
December 19th, 2017 12:00 AM
Thank you for the wonderful review, Kate! You were a pleasure to deal with!
Made what is typically a stressful event seem easy!...John and the team are very responsive and helpful! We would highly recommend John to anyone seeking a mortgage / refinance.
Reply from Owner
December 19th, 2017 12:00 AM
Thank you for the wonderful review! You were a pleasure to deal with!
It was a very pleasant experience working with John. He was always available to help and was very knowledgeable. He helped make this whole process go smoothly. I would highly recommend him to anyone.
Reply from Owner
December 19th, 2017 12:00 AM
Thank you for the wonderful review! You were a pleasure to deal with!
John does not return your phone calls. You have to keep calling him back. He will give you an exact date and time that he will call you back and never does. I wouldnt recommend using this lender.
Reply from Owner
December 19th, 2017 12:00 AM
Thank you for your review. I'm sorry you didn't leave your name so I can't look up your account but I feel the need to explain a few things. 1.) We don't sell credit repair nor do we make profit on this service. We refer you to a credit expert...
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Absolutely top notch service and a wonderful brokerage with which to business, John and his team were extremely patient with our circumstances - give John a call!
Reply from Owner
December 19th, 2017 12:00 AM
Thank you for the wonderful review! You were a pleasure to deal with!
He just tried to sell me some credit services that i didnt need. I was only looking for a pre qualification not a pre approval. A complete waste of my time.
Reply from Owner
January 30th, 2017 12:00 AM
Thank you for your review. I'm sorry you didn't leave your name so I can't look up your account but I feel the need to explain a few things. 1.) We don't sell credit repair nor do we make profit on this service. We refer you to a credit expert...
read more
John was extremely professional and attentive to our situation.... we can't thank John and Greentree enough. Working with them made this difficult process easy to understand.
Reply from Owner
December 1st, 2016 12:00 AM
Thank you for the kind words.
I was never contacted by the lender after the initial conversation. Even though my credit score may have been low, I expected to hear back from this lender, even if was a rejection.
Reply from Owner
December 1st, 2016 12:00 AM
Dear user: I'm sorry about that experience. It is our policy to call and/or email every client while the news is good or bad. If you send me an email and identify yourself I will be sure to discuss and forward you our response.
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About
At Greentree Mortgage, HMA Mortgage Partner, we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on referrals and provide feedback, so our realtor partners can be prompt and efficient in communication with their customers, same day. Greentree Mortgage, HMA Mortgage Partner Core Values: Integrity, Grit, Accountability, Service, Humility, and Speed of Response.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
DSCR Loans, 100% Financing, VA, FHA, USDA & Conventional
Mortgage Products, Financial Sales, Real Estate
Purchase, Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #142739
Gallery



Awards
2026 Presidents Cl...
Achievements
- Five Star Mortgage Professional, 2024 Scotsman Guide Top producer
Hobbies
- Smoking Cigars, Beach, Boating
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity