

John Varano
Branch Manager | Senior Loan Officer | NMLS #14273...

At Greentree Mortgage, HMA Mortgage Partner, we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their trans... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
John made the whole mortgage process simple and convenient. He took the time to explain things and was very patient from start to finish. John is very thorough and knowledgeable and really cares to help his clients out. I would highly recommend...
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John worked first with me Aug 2020 when i first bought my home, the guy was fluid and laid out the red carpet! Fast Fwd 18 months and im doing a Re-Fi for divorce settlement, currently with Freedom but their re-fi terms weren't going to satisfy...
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I would highly recommend John to anyone I know who needs a mortgage. He went above and beyond and made the mortgage process easy and stress-free. It was a pleasure working with him.
Reply from Owner
December 22nd, 2021 12:00 AM
Thank you, Kim. You were awesome to work with. Congrats on your new home!
John and his team made the mortgage process painless. As a first time home buyer, John walked me through each step and explained all of my options. He worked with us to find the most competitive offer.
We have used Greentree Mortgage Company for the purchase of our first and second homes and also with a remortgage of our second home. John Varano was able to make the process seamless, quick, and was able to save us money in the process. As...
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Reply from Owner
March 3rd, 2021 12:00 AM
Thank you guys for the kind words. Both of you were awesome to work with. You made it easy on us. Thank you for trusting my team and I with your most precious investment.
I have so many wonderful things to say about John Varano and Greentree Mortgage! John is very thorough. He was always available to answer a question or help me in any way that I needed. No matter the day or time, he always got back to me within...
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Reply from Owner
April 28th, 2021 12:00 AM
Thank you, Kaitlyn for the kind words. It helps when you were amazing to work with!
I'm extremely happy with my decision to use John and team from Greentree as the lender for the purchase of my home. I was able to get a great rate, and the team was able to answer any and all of my questions at any time of the day. As this...
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Reply from Owner
April 28th, 2021 12:00 AM
thank you so much for the kind words. Thanks for trusting us with your home needs! Congrats!
John and his team at Greentree mortgage not only got me approved when every other mortgage company said no and have no reasons, but they got me a much lower interest rate than expected, and we would’ve closed in less than 30 days if we didn’t...
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Reply from Owner
February 27th, 2020 12:00 AM
Thank you so much for the nice review! Congrats on your new home! You were a pleasure to work with.
John and his team were great! They were extremely knowledgeable and professional, while making the process feel more personal. They answered all of our questions quickly and kept us up to date on everything. I HIGHLY recommend them to anyone!...
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Reply from Owner
January 23rd, 2020 12:00 AM
Thank you so much for the kind words! It was great working with you!
John is the guy. He got it done, when others couldn't, Furthermore, I have way more documents than the average borrower (self-employed) and he got it done in minimal time. Not enough starts to rate the service properly. Thanks.
Reply from Owner
January 23rd, 2020 12:00 AM
Thank you for trusting us to get this done for you. We are glad we were able to get this done when other lenders told you no. Enjoy your new home!
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About
At Greentree Mortgage, HMA Mortgage Partner, we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on referrals and provide feedback, so our realtor partners can be prompt and efficient in communication with their customers, same day. Greentree Mortgage, HMA Mortgage Partner Core Values: Integrity, Grit, Accountability, Service, Humility, and Speed of Response.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
DSCR Loans, 100% Financing, VA, FHA, USDA & Conventional
Mortgage Products, Financial Sales, Real Estate
Purchase, Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #142739
Gallery



Awards
2026 Presidents Cl...
Achievements
- Five Star Mortgage Professional, 2024 Scotsman Guide Top producer
Hobbies
- Smoking Cigars, Beach, Boating
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity