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John O'Connor at Prosperity Home Mortgage - P...
Mortgage Consultant | NMLS# 595659
John has served as an enthusiastic mentor within the lending community to Junior Mortgage Consultants and Sales Coordinators who are new to the business, for many years. John’s personal goal is to help educate both clients and business par... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Prompt, clear communication. A pleasure to do business with, as always.
Reply from John O'Connor at Prosperity Home Mo...
December 19th, 2025 12:17 PM
Thank you so much for your trust, Pam.
Shelby wrote me the sweetest note!!
makes it all worthwhile for me to see "those kids" buy their first home.
John O'Connor at Prosperity Home Mortgage - Ponte Vedra Beach has received a review with 5 star rating from Jack S
Reply from Owner
January 1st, 2026 01:08 AM
I appreciate the five-star rating, Jack. If you ever need assistance or have further questions, please feel free to reach out.
Very smooth process and John was easy to work with.
Reply from John O'Connor at Prosperity Home Mo...
December 14th, 2025 12:30 PM
I'm glad to hear that the process went smoothly and that you found it easy to work with me, Jack. It's important to me to make the experience as straightforward as possible. If you ever have any questions or need further assistance, feel free...
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GREAT JOB !!!
Reply from John O'Connor at Prosperity Home Mo...
December 11th, 2025 12:42 PM
Thank you Anthony! what a terrific referral. Simply a wonderful gentleman. I wish you and yours a Merry Christmas and a Happy New Year. I hope we have the chance to connect again in 2026.....maybe a few times. :)
John O'Connor at Prosperity Home Mortgage - Ponte Vedra Beach has received a review with 5 star rating from Nick S
Reply from Owner
December 11th, 2025 12:42 PM
I appreciate the great rating, Nick. Thank you for your support!
Overall, communication was excellent, and John’s last-minute attention to an issue that arose with the loan processor was outstanding. It was reassuring to know we had his full support at all times.
Reply from John O'Connor at Prosperity Home Mo...
December 11th, 2025 12:43 PM
I appreciate your feedback, Nick. I'm glad to hear that the communication met your expectations and that I could assist with the issue that came up with the loan processor. Being fully supportive throughout the process is important to me, and...
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The mortgage process was simple and stress-free, and communication was fast, clear, and consistent. I always felt informed and supported.
Reply from Owner
December 11th, 2025 12:44 PM
It's great to know that you found the mortgage process simple and stress-free, Vinny. Clear and consistent communication is something I prioritize, so I'm glad you felt informed and supported throughout. If you have any other questions or need...
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The mortgage process was simple and stress-free, and communication was fast, clear, and consistent. I always felt informed and supported.
Reply from John O'Connor at Prosperity Home Mo...
December 5th, 2025 03:04 PM
I'm pleased to hear that the mortgage process was straightforward for you, Vincent. Keeping communication fast, clear, and consistent is a priority of mine, so I'm glad you felt informed and supported throughout. If you have any more questions...
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John reached out to us the entire process his "old school" ethics and communication was Right on
Reply from John O'Connor at Prosperity Home Mo...
October 18th, 2025 10:54 AM
Mitchell, I appreciate your feedback. It's great to know that my approach and communication style resonated with you throughout the process. I strive to maintain clear and consistent communication, so I'm glad it supported your experience....
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I really did not like the closing process or the way I was treated by the lawyer, Eric. He did not explain that the funds needed to be in the bank before the closing could take place. Even though I had a copy of the transfer check, it felt...
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Reply from John O'Connor at Prosperity Home Mo...
October 17th, 2025 02:58 PM
I appreciate you sharing your experience. I'm sorry to hear that the closing process did not meet your expectations and for any stress or embarrassment you felt during it. Communication is indeed crucial, and I wish it had been clearer in this...
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About
John has served as an enthusiastic mentor within the lending community to Junior Mortgage Consultants and Sales Coordinators who are new to the business, for many years. John’s personal goal is to help educate both clients and business partners about the home financing process, so each can move forward with the most informed and efficient loan transaction.
The ultimate goal for John is to provide a pleasant and rewarding experience for all parties involved and perhaps the beginning of a relationship that lasts a lifetime.
John currently resides in Jacksonville Beach, Florida with his wife and spoiled dog, Scrappy Joe. In his spare time, John enjoys golf, the beach and meditation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Great loans and sound advice
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Memberships
- Alcoholics Anonymous
- Jags United
- PHM
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Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 595659
Awards
Achievements
- Survived 2024
Hobbies
- Golf, swimming and mediation
- Meditation
- Beach
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
