

John Macchiarelli
VP, Area Manager & Sr. Loan Officer | NMLS ID #152...

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
John was patient with us from the beginning to the end . He explained the house buying process very through and ensure us that we was able to afforad it at the end.John is very good with numbers and trys to get you where you need to be with...
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Reply from John Macchiarelli
December 3rd, 2025 04:51 PM
Thanks so much for the glowing review, Ashley! I'm delighted to hear that you felt confident and supported throughout the home buying process. It was truly my pleasure to assist with the numbers and ensure that you were comfortable with your...
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John was available l Wherever and whenever we needed him to be. The advice he gave was always spot on. He has a referral source for life.
Reply from John Macchiarelli
December 3rd, 2025 04:51 PM
Thanks for the glowing review, John! I'm thrilled to hear that you appreciated my availability and advice - your satisfaction is my top priority. It's fantastic to know that you consider me a referral source for life; that's the highest compliment...
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Can't say enough good things about Joe! He was so wonderful and great at communicating throughout the process. I would recommend any friend or family to him and will 100% be using him to refinance when the market is in our favor. Thanks Joe!...
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John is the best of the best
Reply from John Macchiarelli
December 3rd, 2025 04:51 PM
Andrew, thank you for the stellar review! It's such a pleasure to hear that you had a great experience working with me at Tidewater Mortgage Services. I always strive to be the best for my clients. Looking forward to assisting you with any...
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As a first time home buyer, we had a lot of questions. We were grateful to have John who is extremely knowledgeable, experienced, and patient. We started communication with John in 2022; however, we were just not ready to buy a home at that...
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Reply from John Macchiarelli
December 3rd, 2025 04:51 PM
Hi Briann, I'm really thrilled to hear about your positive experience and the trust you placed in me. It was my pleasure to guide you through the process, and I'm glad to know that you found the advice valuable during the preparation phase....
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John was amazing with communication, extremely knowledgeable and competent, and incredibly attentive to detail. We were always able to get in touch when we needed anything and the matter was always resolved quickly. Highly recommend him to...
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Reply from John Macchiarelli
December 3rd, 2025 04:51 PM
I'm sincerely grateful for your thoughtful review, Bree! It was an absolute pleasure working with you, and I'm thrilled to hear that I was able to meet your expectations in terms of communication and knowledge. At Tidewater Mortgage Services,...
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John is incredibly responsive to his clients. Moving is a really difficult thing to experience, and John was the most professional person we worked with.
Reply from John Macchiarelli
December 3rd, 2025 04:51 PM
Thank you for the glowing review, Matthew. I'm pleased to hear that you found my responsiveness and professionalism beneficial during your moving process. At Tidewater Mortgage Services, we strive to make these transitions as smooth as possible...
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Very attentive and timely with responses on emails, very helpful on all aspects of the refinance process, thank you so much John and team at Tidewater, you guys and gals are absolutely a pleasure to deal with!
Reply from John Macchiarelli
December 3rd, 2025 04:51 PM
I'm thrilled to hear that you had such a positive experience refinancing with our team at Tidewater Mortgage Services. Your satisfaction is our top priority, and it's fantastic to know that our attentiveness and timeliness made a difference...
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John is amazing! We’ve worked with him a few times now and every time he does not disappoint. Answers our questions and is quick and effective. We will continue using him in the future.
Reply from John Macchiarelli
December 3rd, 2025 04:51 PM
I'm truly grateful for your kind words, Raymond. It’s always a pleasure to work with you, and I'm happy to hear I’ve met your expectations. Your satisfaction is of utmost importance to me. I look forward to helping you with any future mortgage...
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Great to deal with. Was always available for any questions and was clear with what to expect. Joe made the finance side of purchasing a new home stress free for me which is greatly appreciated.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 11th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #152703
- Licensed in NJ, VA, PA, NC FL
Hobbies
- travel
- motorcycles
- snowboarding
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)