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Johana Amaya - Loan Officer | NMLS# 1838913 in Uniondale, NY

Johana Amaya

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Loan Officer | NMLS# 1838913

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At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ...... Show More
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Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
Overall Ratings
4.96
(27)
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Reviews from Web
  • 4.75
    Encompass
    S
    Sara D C R
    Mastic, NY
    Posted on May 20th, 2026 11:54 PM
    I had a great experience with the team at Cliffco Mortgage Bankers and with the real estate group. They were the people who supported me throughout this significant life experience, and they were always on top of every step of the process....
    read more
  • 5.0
    Encompass
    C
    Christopher M P
    Uniondale, NY
    Posted on March 1st, 2026 03:36 AM
    Johana was absolutely amazing throughout the entire process. She was professional, patient, and always took the time to explain everything without ever making us feel rushed or pressured. She did an excellent job every single step of the way....
    read more
    Reply from Johana Amaya
    March 9th, 2026 05:18 PM
    I'm pleased to hear that you felt supported and well-informed throughout your home-buying journey, Christopher. It's important to me that each step is handled with care and clarity. Your recommendation means a lot, and it's great to know my...
    read more
  • 5.0
    Encompass
    R
    Rosibel Z
    Westbury, NY
    Posted on October 17th, 2025 12:37 AM
    Helped me out through every step 1 by 1 , explained everything to me perfectly as well, thank you gain for everything
    Reply from Johana Amaya
    October 24th, 2025 06:07 PM
    I'm glad to hear that my explanations and step-by-step guidance were helpful for you, Rosibel. It's important to me that you feel confident and informed throughout the process. If you have any additional questions or need further assistance...
    read more
  • 5.0
    Encompass
    M
    Mario E C
    Selden, NY
    Posted on October 2nd, 2025 03:57 PM
    Johana made it pretty easy fast and very convenient. thank you
    Reply from Johana Amaya
    October 9th, 2025 03:58 PM
    I'm happy to hear that you found the process easy and convenient with my help, Mario. If there's anything more I can assist you with at Cliffco Mortgage Bankers, please don't hesitate to let me know. Thank you for your feedback!
  • 5.0
    Encompass
    A
    Allyson B S
    Bay Shore, NY
    Posted on September 3rd, 2025 12:30 PM
    Johana was great to work with
    Reply from Johana Amaya
    September 10th, 2025 12:32 PM
    I appreciate your positive feedback. I'm glad to hear you enjoyed working with me at Cliffco Mortgage Bankers. If you ever have more questions or need assistance in the future, please feel free to reach out.
  • 5.0
    Encompass
    M
    Marcine D S
    Irvington, NJ
    Posted on July 9th, 2025 01:41 PM
    Johana always returned My calls and messages, she never hesitate to answer all my questions and to go over any documents that I didn't fully understand, she's the best
    Reply from Johana Amaya
    July 16th, 2025 01:43 PM
    Thank you, Marcine, for sharing your experience. I'm so pleased to know that my responsiveness and attention to detail helped put your mind at ease. It’s important to me that all your questions are addressed and that you have a clear understanding...
    read more
  • 5.0
    Encompass
    A
    Alvaro C
    Hempstead, NY
    Posted on July 3rd, 2025 08:18 AM
    Johana was very professional and helpful and faster on this process she help me to found the way to closing ASAP and don't lose time and money I really recomend to use her she's very helpful answering all the questions on your concerns and...
    read more
    Reply from Johana Amaya
    July 10th, 2025 08:19 AM
    Thank you so much for your kind words, Alvaro. I'm glad I could assist in making the process swift and efficient for you, and that you found my guidance helpful. It's always my aim to address any questions and find solutions promptly. Your...
    read more
  • 5.0
    Encompass
    J
    Jonathan R
    Saint Petersburg, FL
    Posted on May 8th, 2025 09:53 PM
    Johana was exceptional from the start, so knowledgable and helpful through the process. Working with her gives you confidence in what seemed intimidating at first. My situation was unique and she was still able to guide me through it, and get...
    read more
    Reply from Johana Amaya
    May 15th, 2025 09:57 PM
    I'm thrilled to hear that you felt confident and supported throughout the process. It was a pleasure assisting you with your unique situation, and I appreciate your kind words. Thank you for choosing Cliffco Mortgage Bankers!
  • 5.0
    Encompass
    J
    Jose D L
    Brentwood, NY
    Posted on April 25th, 2025 12:58 PM
    very good services
    Reply from Johana Amaya
    May 2nd, 2025 12:59 PM
    Thank you for your kind words, Jose. I'm glad to hear that you were satisfied with the services provided. If you have any further questions or need assistance in the future, please feel free to reach out.
  • 4.12
    Encompass
    S
    Samuel H
    Hempstead, NY
    Posted on March 9th, 2025 05:46 AM
    i like the people , freandlty
  • 10 of 27
    About
    At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Conventional Home Loan
    Home Renovation Loan
    USDA Loans
    Non-QM
    Specialities
    Bilingual | Fluent in English & Spanish!
    Investments
    Refinance
    FHA
    Conventional
    NONQM
    Home Purchase
    133
    /850
    Search Rank Score
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    Positions
    • Cliffco Mortgage Bankers - Mortgage Loan Originator
      Sep 1st, 2019 - Current
    Addresses and Serving Areas

    Year Started

    2019

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1838913
    Hobbies
    • Soccer
    • Cycling
    • Dancing
    Disclaimer
    Uniondale, NY Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.