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Joe Jacobs
Mortgage Broker


Sonoma State University
Joe Jacobs is a Mortgage Broker with Intention Financial Group, serving clients throughout Sonoma County. A longtime Santa Rosa resident, he combines a Business Degree in Finance and Accounting with extensive experience in both real estate ... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
Buying a house is rarely a smooth process, so I appreciate the creativity and patience that Joe brought when we ran into the inevitable hiccups. He will also be very honest if another lender would be a better fit -- but you can be assured that...
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Reply from Joe Jacobs
May 22nd, 2024 07:04 PM
Grateful for your kind words, Kristi! It was a pleasure assisting you. Looking forward to helping again in the future.
Buying a house is rarely a smooth process, so I appreciate the creativity and patience that Joe brought when we ran into the inevitable hiccups. He will also be very honest if another lender would be a better fit. I would highly recommend him....
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Reply from Owner
December 1st, 2023 01:59 PM
Grateful for your kind words, Kristi! It was a pleasure assisting you. Looking forward to helping again in the future.
Buying a house is rarely a smooth process, so I appreciate the creativity and patience that Joe brought when we ran into the inevitable hiccups. He will also be very honest if another lender would be a better fit -- but you can be assured that...
read more
Reply from Owner
May 22nd, 2024 12:00 AM
Grateful for your kind words, Kristi! It was a pleasure assisting you. Looking forward to helping again in the future.
Joe Jacobs, Mortgage Broker NMLS 453314 is the MAN! He is no nonsense and has the resources and experience to get you the best deal in the "wild" of this housing market- he has been in the industry for years and recently started Intention Financial...
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Joe Jacobs, Mortgage Broker NMLS 453314 is the MAN! He is no nonsense and has the resources and experience to get you the best deal in the "wild" of this housing market- he has been in the industry for years and recently started Intention Financial...
read more
Joe Jacobs has always been extremely helpful. I purchased my house with his help and have refinanced twice with him now and every time he has come through and made it happen. He is the reason I was able to purchase my home. I always recommend...
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Reply from Joe Jacobs
June 19th, 2026 11:37 PM
Thank you, Jennifer! I'm grateful for your kind words and am pleased to have been able to assist you with your home purchase and refinancing. It's wonderful to hear that you continue to recommend me to others.
Joe Jacobs has received a review with 5 star rating from Negerta M (
Reply from Owner
November 16th, 2023 01:34 AM
I just wanted to take a moment to thank you for your 5-star review, even though it's been some time since you left it. Your feedback is incredibly important to me, and I'm grateful for your support. It's clients like you who make my work so...
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Professional, knowledgeable, kept me informed, and answered all my questions. Joe and his team worked closely with all parties involved and the purchase of my home was done in a timely manner and without a hitch. A 10+ for Joe and his team....
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Reply from loanDepot
January 14th, 2022 01:46 PM
Hi Georgianna1282! Thank you for sharing this positive experience. We are here for you if you have any questions or future financial needs.
Professional, knowledgeable, kept me informed, and answered all my questions. Joe and his team worked closely with all parties involved and the purchase of my home was done in a timely manner and without a hitch. A 10+ for Joe and his team....
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Reply from Owner
January 14th, 2022 12:00 AM
Hi Georgianna1282! Thank you for sharing this positive experience. We are here for you if you have any questions or future financial needs.
Joe Jacobs has always been extremely helpful. I purchased my house with his help and have refinanced twice with him now and every time he has come through and made it happen. He is the reason I was able to purchase my home. I always recommend...
read more
Reply from Owner
January 6th, 2022 11:42 PM
Thank you so much Jennifer for the kind words I always have been happy to help you with your real estate decisions!
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About
Joe Jacobs is a Mortgage Broker with Intention Financial Group, serving clients throughout Sonoma County. A longtime Santa Rosa resident, he combines a Business Degree in Finance and Accounting with extensive experience in both real estate and mortgage lending. Joe has worked with major institutional lenders and the nation's top real estate brand, giving him a broad perspective on client needs. He focuses on clarity, education, and guidance, helping clients navigate buying, selling, or investing with confidence.
CA LIC Number: CA-DBO453314
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Education
- Sonoma State UniversityBusiness Administration / FinanceBachelor of Science in FinanceAug 2006 -May 2009

- Santa Rosa Junior CollegeBusinessAssociate of Arts (AA)Jan 2004 -May 2005

Positions
- Intention Financial Group - Mortgage BrokerDec 6th, 2022 - Current
- loanDepot - Branch ManagerMar 30th, 2018 - Dec 5th, 2022
Memberships
- North Bay Association of Realtors
- Association of Independent Mortgage Experts
- California Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2009
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 453314
- CA DRE BROKER 01944934
Gallery

Awards
Fastest Purchase C...
Achievements
- 5-star rated mortgage broker with dozens of verified client reviews
Hobbies
- Trail Running
- Cycling
- Hiking
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Disclaimer
Intention Financial is a licensed mortgage broker in the state of California. We are licensed by the California Department of Real Estate (DRE #02241856) and registered with the Nationwide Multistate Licensing System (NMLS #2428928). We do not lend money directly but arrange loans with third-party lenders. All loans are subject to lender approval, terms, and conditions. Equal Housing Opportunity.