Joe Wells
Sr. Loan Officer
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Very helpful. Knowledgeable
Reply from Joe Wells
November 1st, 2025 04:26 PM
Thanks for the positive feedback!
Better, more organized prep. There seemed to be a lot of unnecessary last minute leg work that could have been done before.
Reply from Joe Wells
October 30th, 2025 02:28 AM
Thank you very much for your review as well as feedback as this is always very helpful!
As a Realtor with 26 years in the business, I only work with the best. That has been and continues to be Joe Wells!
Reply from Joe Wells
October 29th, 2025 08:53 PM
Thanks Ryan! I certainly appreciate you and your constant professionalism!
Joe was easy to reach and answered all our questions. He was pleasant to work with.
Reply from Joe Wells
October 29th, 2025 01:42 PM
Thanks Pam! Happy for you and Greg!
Joe came into a transaction already in progress and picked up the ball and ran with it. I appreciate his communication very much! We got it closed within one day of original date, and that's a W for me!
Reply from Joe Wells
October 28th, 2025 08:33 PM
Thanks for the opportunity January! It was also a pleasure working with you!
Joe was so helpful above and beyond what pertained our loan. It made our life easier having his experience and professionalism. I will recommend Joe Wells to anyone seeking a mortgage.
Reply from Joe Wells
October 13th, 2025 02:09 PM
Thanks for the great review and it was truly a pleasure!
Great to work with
Reply from Joe Wells
October 9th, 2025 06:01 PM
Thanks Mike! You were also a pleasure to work with!
Joe's communication is great. He's super knowledgeable and makes the whole process smooth.
Reply from Joe Wells
September 30th, 2025 06:49 PM
Thanks Marc, truly thankful for you!
Joe kept us constanr informe. Thanks, Joe.
Reply from Joe Wells
September 22nd, 2025 04:03 PM
Thanks so much for the positive feedback!
Joe and his team kept me informed about the status of the loan making the process seamless. I would call on him and his team again for sure. Thanks Joe
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
HELOC, Fix N Flip, Jumbo, Condotel, Non-Warrantable Condo, Non-QM
Conventional, VA, FHA, USDA, Jumbo, DSCR, Condotel, Non-Warrantable, NonQM, Bank statements, etc
Conventional, Jumbo, FHA, VA, USDA, DSCR, Investment, Bank Statements, Condos
Residential Lending
Residential lending, Conventional, FHA, VA, USDA, Condos, bank statements, DSCR, Non-QM
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Memberships
- Big Brothers Big Sisters
- CPAR, Bay County Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 1040526
Achievements
- Top 1% of Mortgage Originators 2020
Hobbies
- Boating, Golf, Pickleball
- Boating, Golf, Pickleball, Cornhole, Beach, Skiing
- Boating, Beach, Pickleball, Golf
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719