

Joe Wells
Sr. Loan Officer

We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Sat
24 hours
Sun
24 hours(Open now)
Mon
24 hours
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Reviews from Web
Joe is Best
Joe is Best
Joe and associates were very helpful throughout the entire process.
Joe and associates were very helpful throughout the entire process.
Joe was awesome! As a first time homebuyer, I was so intimidated by the whole process. Joe was always there to explain everything and make sure to communicate every step of the process. I never felt out of the loop on anything!
Joe was awesome! As a first time homebuyer, I was so intimidated by the whole process. Joe was always there to explain everything and make sure to communicate every step of the process. I never felt out of the loop on anything!
Joe Wells and his team!
Mr. Wells is a great communicator, is patient and he is not a “pushy” seller of loans but provides the customer with an honest view of what Caliber can offer.
Joe Wells and his team!
Mr. Wells is a great communicator, is patient and he is not a “pushy” seller of loans but provides the customer with an honest view of what Caliber can offer.
Joe and team were ALWAYS available to answer any and all questions I had. Which were many as this was my first home purchase. I had no idea the process could go so smoothly! I would use them again without question and recommend anyone to use...
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Joe and team were ALWAYS available to answer any and all questions I had. Which were many as this was my first home purchase. I had no idea the process could go so smoothly! I would use them again without question and recommend anyone to use...
read more
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
HELOC, Fix N Flip, Jumbo, Condotel, Non-Warrantable Condo, Non-QM
Conventional, VA, FHA, USDA, Jumbo, DSCR, Condotel, Non-Warrantable, NonQM, Bank statements, etc
Conventional, Jumbo, FHA, VA, USDA, DSCR, Investment, Bank Statements, Condos
Residential Lending
Residential lending, Conventional, FHA, VA, USDA, Condos, bank statements, DSCR, Non-QM
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Memberships
- Big Brothers Big Sisters
- CPAR, Bay County Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 1040526
Achievements
- Top 1% of Mortgage Originators 2020
Hobbies
- Boating, Golf, Pickleball
- Boating, Golf, Pickleball, Cornhole, Beach, Skiing
- Boating, Beach, Pickleball, Golf
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719