

Joe Wells
Sr. Loan Officer

We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Joe and his team were amazing! They knew we were in a time crunch and had us cleared to close in record time! I would recommend them to anyone looking for a great Home Loan and Smart , on point Loan Consultants! Thank you so much!
Joe and his team were amazing! They knew we were in a time crunch and had us cleared to close in record time! I would recommend them to anyone looking for a great Home Loan and Smart , on point Loan Consultants! Thank you so much!
Joe was not only a resource but offered a competitive loan option
Joe was not only a resource but offered a competitive loan option
The attention to detail, the prompt response time, willingness to answer and address my questions and concerns. Joe was able to calm our worries and concerns. He went the extra mile to find the proper insurance company for our needs. Joe is...
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The attention to detail, the prompt response time, willingness to answer and address my questions and concerns. Joe was able to calm our worries and concerns. He went the extra mile to find the proper insurance company for our needs. Joe is...
read more
Joe and Annabell stayed on top of everything, and updated me along the way. Seemless transaction start to finish.
Joe and Annabell stayed on top of everything, and updated me along the way. Seemless transaction start to finish.
The overall experience, great communication and followed back with me if anything was wrong.
The overall experience, great communication and followed back with me if anything was wrong.
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
HELOC, Fix N Flip, Jumbo, Condotel, Non-Warrantable Condo, Non-QM
Conventional, VA, FHA, USDA, Jumbo, DSCR, Condotel, Non-Warrantable, NonQM, Bank statements, etc
Conventional, Jumbo, FHA, VA, USDA, DSCR, Investment, Bank Statements, Condos
Residential Lending
Residential lending, Conventional, FHA, VA, USDA, Condos, bank statements, DSCR, Non-QM
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Memberships
- Big Brothers Big Sisters
- CPAR, Bay County Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 1040526
Achievements
- Top 1% of Mortgage Originators 2020
Hobbies
- Boating, Golf, Pickleball
- Boating, Golf, Pickleball, Cornhole, Beach, Skiing
- Boating, Beach, Pickleball, Golf
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719