Joe Totah
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
The entire experience was smooth, clear, and transparent. All costs were accurately quoted and the loan process took less than two weeks from start to finish. Joe was a pleasure to work with and was clearly looking out for the best interest...
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Joe has been phenomenal. I continue to reach out to him on every home I purchase or refinance and I am never let down with his excellent customer service. He delivers every time. It is obvious that his aim is to put in his best efforts and...
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Excellent communication and super fast processing!
It was easy and efficient and everything was explained to me very clearly
Joe was very informative and patient in guiding me through the process.
Joe was very willing to answer all questions and did so very knowledgeably. He was available and very helpful during the process. Very much an excellent experience! Thank you
I had a loan estimate that said closing costs would be $X to the buyer. When signing I was asked to sign something that decreased the credit to the buyer because of changes I requested, but I had never requested any changes! I pushed back....
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I’ve worked with Joe a few times now and he’s always a pleasure. Professional and knowledgeable. Will def work with Joe again.
Joe was patient, pleasant and professional. He communicated with me every step of the way, even weekends and late or very early on the west coast. He is like a counselor presenting all sides so you have the information to make a good decision....
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Nice job Joe!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Money Mortgages
Refinance
HELOC
HELOAN
Conventional
FHA
VA
Non-Qm
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 87727
- DRE 01780950
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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