Joe Totah
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Working with Joe for the second time was wonderful. He was very easy to communicate with, called frequently to check in and offer advice on how to move the loan forward more quickly, and even called to let me know that the loan had officially...
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Joe followed up and worked very hard to get my loan completed and closed. He was professional and had great follow through. It was a pleasure to do business with your company and Joe.
Joe Toah was very professional. And organize and keeping us informed about our loan at all times we enjoyed doing business with him I will tell people about Joe Toah if they need A loan talk to joe Toah A very Happy Customer Joe Maryann Lievanos...
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The whole process. From beginning to end.
Joe was informative and communicative.
Joe and his team were very transparent and extremely quick to respond to any questions we had day or night. Would definitely work with them again.
I want to thank Joe and his team for ensuring that our loan process was quick and easy. We appreciate all of his help and enjoyed working with the entire Ladera Team!
This was the most smoothest process I ever had with a refi thanks to Joe and team. My first experience with another company was the worst ever and wouldn't wish that on my worst enemy. Joe and the Ladera Ranch company worked so hard to get...
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Joe was very knowledgable and made our refinancing go smoothly ! It was very easy to communicate with him and returned our calls very fast. The process was smooth !Everything that was promised was delivered. I highly recommend him and I have...
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Great communication
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Money Mortgages
Refinance
HELOC
HELOAN
Conventional
FHA
VA
Non-Qm
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 87727
- DRE 01780950
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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