Joe Totah
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Great customer service and quick return communication
Joe was reccomended by 2 friends of ours so I knew he was going to take great care of us. He and his team did not disappoint! He communicated updates and processes every step of the way in a very kind and professional manner. He makes you feel...
read more
This entire process was one of the smoothest we ever went through. From the very first phone call to the last, Joe was very attentive. Everything was communicated to us very thoroughly and clearly either via email, phone call, or text. And...
read more
The process was easy and communication was consistent. It was also very quickly completed.
Personal care.
I was dreading going through the re-finance process, but I really enjoyed working with Joe & Sarah. The process was fast and easy from start to finish. My loan closed/funded in exactly one month after I started the process. I would highly recommend...
read more
It was a pleasure to work with Joe, he was very attentive and knowledgeable. He was quick to answer any of my questions and acknowledged all my concerns. It was easy to send them all of my documents through the Web Portal and was able to close...
read more
We’ve worked with Joe’s team before and know they’re committed to getting us the best mortgage in a timely manner!
Joe made the loan process as painless as possible. He and Sarah were extremely courteous and communicated frequently. Both were a pleasure to work with.
Answered
All my questions expeditiously
181–190 of 288
About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Money Mortgages
Refinance
HELOC
HELOAN
Conventional
FHA
VA
Non-Qm
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 87727
- DRE 01780950
Gallery
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing