Joe Totah
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Joe and his team are outstanding. This is not my first transaction with Joe. He and team always puts forth 110% and give the customer level of customer service that borrower should be able to receive. Closed me in what I consider to be record...
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Great communication and timeliness.
The communication of Joe and his staff were excellent and everyone was friendly and knowledgeable.
Joe asked what I needed to achieve and he did it, period. He was knowledgeable and easy to work with and professional. The entire process was very fast. I am very pleased with the outcome. I will recommend him to my friends.
Joe and his team worked quickly and efficiently to get my home loan refinanced in a quicker time than his competitors.
Always easy to reach and had the answers we needed.
It wasn't as long of a process compared to others. Fast without too many hoops to jump through. I would recommend.
Prompt response and great communication
Process seemed to move along in a timely manner.
Thank you.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Money Mortgages
Refinance
HELOC
HELOAN
Conventional
FHA
VA
Non-Qm
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 87727
- DRE 01780950
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
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