Joe Totah
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Joe was so personable, and had our best interest at heart!
Joe was very helpful with the many steps that I needed to obtain the loan.
Great to work with , Great advisor
Joe was very knowledgeable and helpful. He always answered my calls and a pleasure to work with. We’re third time customers and have always been happy, Thank you!!
It was great!
Joe was always available to answer any questions or address any concerns I had. He went above and beyond to get to know me and my family to make the experience personal.
Great communication with Joe and Zack. The process was easy and quick. This is my second time using Ladera Lending and both times I've had great experiences.
We’ve used Ladera for 3 loans and have been very happy with the efficiency each time.
For me, buying and selling a home is stressful so connecting with Joe and his team has made the entire process easier and smoother, once again! The Realtors and Title Companies all commented on Joe's great communication, excellent timing and...
read more
Joe was very helpful throughout the loan process. He took time to consider our particular situation and make it work to find a very competitive rate. We are return customers for a reason.
111–120 of 288
About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Money Mortgages
Refinance
HELOC
HELOAN
Conventional
FHA
VA
Non-Qm
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 87727
- DRE 01780950
Gallery
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing