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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
I had a great experience from beginning to end because everyone did their job and a little more to make sure I achieved the desired outcom.
Reply from Joe Spisak
December 22nd, 2025 12:16 AM
Thank you for the review. We couldn't be happier for how things turned out for you and yours.
Joe S. and team did an amazing job making our refinance as smooth and efficient as possible. They made every effort to get us the best rate possible and kept us informed to make the best decision aligned with our financial goals. They are the...
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Reply from Owner
December 22nd, 2025 12:17 AM
Thank you for this glowing review. You trusted us and gave us the ability to serve your best interests. 👊🏻
Joe and team went to every length to get us the best rate possible, while also making the process pleasent and easy to complete.
Reply from Joe Spisak
December 9th, 2025 08:41 PM
John, I'm pleased to hear that you found the process both pleasant and straightforward. Working to secure the best rate for you was a priority, and it's rewarding to know my team's efforts made a positive impact. Your feedback is appreciated,...
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Walter was very helpful and responsive taking through the process for our first time buying and again through financing. Joe Was quick to jump in and pick up where Walter left off. He helped us close quick and was great with answering any questions...
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Reply from Joe Spisak
December 1st, 2025 08:49 PM
Thank you for the kindness of your review and the comments you provided. It was my honor to step in and make sure you were well taken care of. For my part, I enjoyed our communications. Always feel free to stay in touch.
Joe Spisak at Waterstone Mortgage NMLS #197397 has received a review with 5 star rating from Valeriy I
Reply from Owner
November 28th, 2025 06:53 PM
Thank you for the review!
Joe , Kayla provided me with exceptional service! Even on Sundays Joe was answering my calls! Definitely my next loan will be given to Spisak team!
Reply from Joe Spisak
November 28th, 2025 06:54 PM
Thank you, Valeriy, for noticing our level of dedication to you and your process. It was a quick closing that needed to be accomplished before the holiday and we're thankful that you chose us to get the job done with and for you.
Great team to work with demonstrating professionalism throughout the entire process. The Portal was user-friendly allowing me to track what was needed. Joe & team kept me informed and ensured my questions were answered timely. Overall great...
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Reply from Joe Spisak
November 23rd, 2025 04:21 PM
Kimberly-Thank you for such a nice review and for noticing how we worked with and for you. You were efficient and fun to work with. Know that me and the team wish you the best and look forward to staying in touch.
The best ever #1 in Chicago Illinois I recommend them . Joe and the team helped me With everything step-by-step . Thank you guys so much
Reply from Owner
November 23rd, 2025 04:23 PM
Iyad! We had a little journey together, didn't we!?! Thank you for your kind review, brother. Thank you for trusting me and my team to do right by you and yours. May God continue to bless you and your family. We'll be in touch.
The best team I felt so comfortable they helped me a lot the best the best 💯👏🏻
Reply from Joe Spisak
November 22nd, 2025 07:18 PM
Iyad-Thank you for the review and for sharing your experience. Thank you for trusting me and my team to look after your family's best interests.
Very responsive and easy to work with
Reply from Joe Spisak
November 18th, 2025 06:18 PM
Thank you for the nice review, James. Thanks for being fun to work with!
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions